Stories

  • How To File Complaint on Flipkart?

    How To File Complaint on Flipkart?

    How To File Complaint on Flipkart?

    Have you bought a product recently from Flipkart but are not satisfied with its quality, delivery or features? You want to know how to file complaint on Flipkart for getting a refund, replacement or return sale?

    Don’t worry, you are not alone! Though Flipkart happens to be a genuine online store but still many customers face problems with their purchase.

    Before placing an order, you should always check their refund and return policy but if you did not check, here is the step by step guide to file a complaint on Flipkart.

    Different types of scams that have surfaced till now

    Scamming people is really easy, especially when they are lured with amazing deals at a nearly negligible amount.

    Did you recently receive an SMS or email offering 80 – 90% discount from Flipkart? What about the WhatsApp message stating you can buy any item on Flipkart at just ₹1?

    Smells fishy, isn’t it?

    In fact, in 2018, Flipkart released an awareness story (blog) on its official Twitter page ‘Flipkart stories’ about how a fake Flipkart website was duping people. They even shared URLs like ‘flipkart-bigbillion-sale.com’ and ‘flipkart.dhamaka-offers.com’.

    Even though the URLs sounded similar, Flipkart clarified that the websites were not theirs.

    If you scroll through the internet, you will find numerous scams related to Flipkart offers. A recent report (FY19) highlighted that nearly 4,955 fraud cases were registered in India.

    Before moving to how to file complaint on Flipkart, lets see some of the scam types that have come to the limelight :

    Quality Issues

    This is one of the most noticeable scams that a majority of buyers have come across. For instance, many individuals bought clothing of some specific fabric (silk/georgette) but received something else (polyester).

    Fake Products

    The common duping cases were mostly related to fake products. The Flipkart seller would guarantee on a branded product, but the customer, after shelling out a huge sum, would receive a first copy of the so-called brand.

    The common products with fake cases are:

    • Perfumes
    • Shoes
    • Jeans

    Faulty Items

    Electronic items are a common commodity that fall under this category. Some Flipkart sellers send sub-standard products that don’t work or stop working after a few days.

    Fake promotions in the name of Flipkart

    Customer Care Numbers – A few fraudsters posted phone numbers, stating to be original ‘2GUD Customer Care’ or ‘Flipkart Customer Care’. When the customer calls at that number, the fraudster(s), in lieu of verification, gets hold of the customer’s credentials.

    Online Wallet – Another incident came to light when a fraudster asked the customer to make his payment via a specific online wallet to avail prize or free gift.

    SMS – Many messages were also sent to customers, asking them to share the fraud messages in groups or to individuals against prize-winning points.

    Phone Calls – Several customers were called by fraudsters stating that they have won lucky draws or heavy discounts. To avail that prize, the customer had to share a small token amount that would be refunded later in their Flipkart wallet.

    Fraudulent Links

    Most duping cases were registered via WhatsApp. Website links, like ‘flipkart.dhamaka-offers.com’ were shared with the message that products were sold at a low price.

    Even though Flipkart has made the common public aware, people jump straight into such traps when they are lured with offers, like JBL headphones for Rs. 349 or 64 GB pen-drive for ₹25.

    How to file complaint on Flipkart?

    Seeing the number of rising fraudulent cases, Flipkart has shared several details to save yourself from duping cases.

    File a complaint on Flipkart seller regarding the product
    There are basically two methods by which you can file a complaint to Flipkart:

    • Online Flipkart complaint
    • Customer care number

    Both the above-highlighted processes are fit for complaining about issues related to:

    • Receiving the wrong item
    • Payment issues
    • Late or no delivery
    • Poor product quality
    • Defective products

    How to lodge a complaint?

    • Dial Flipkart’s customer service number at (080) 49400000. You can also call their toll-free number at 1800-208-9898. Explain your issue(s) to the customer care executive clearly and simply.
    • For raising an official complaint, the executive will ask you a few details, like email ID, Flipkart registered mobile number, and your Order ID. Once you provide the executive with these details, you will be given an acknowledgment number. Later, you can follow up with your complaint resolution with this provided number.
    • Another way of filing a complaint is through Flipkart’s website or app. You can state your issue in the grievance form via the website/ app. Once the complaint docket is generated, you can keep track of your complaint related details in your Flipkart account.

    How to return products to Flipkart?

    • File a request for product return. You can initiate it through the ‘My Orders’ section on the website or the app.
    • You will be offered between three choices – refund, return, or replacement. You can choose your preferred option.
    • Once you have placed the return order, you will receive a returning notification with the date and time on your app. Also, you will be informed via SMS.
    • On the designated date, Flipkart’s delivery agent will pick up the product. Ensure that you return the product with proper packaging, accessories, labels, and original tags.
    • If you have opted for an exchange, you will also get notified about it in Flipkart’s app as well as via SMS. The exchanged, new product will be delivered to your address once the proper inspection of the returned product is complete.
    • The money against your returned product will be processed and sent back to the platform (bank/ online wallet) from where you have made the payment.

    How to get a refund from Flipkart?

    You can only get a refund if your purchased products fall under the below categories:

    • You have filed a complaint against the seller and the Buyer Protection has ruled in your favor
    • If you received a damaged item
    • If the product is not as per the description mentioned in the app/ website
    • If the seller cannot provide you the purchased item nor offer its replacement
    • If you are unsatisfied with the replaced product
    • If your purchased product goes out of stock after you have paid for it and the seller cannot give that to you
    • If you return the product within the Return Period

    Conclusion

    Though you now know how to file complaint on Flipkart, it is advisable for all consumers to properly go through the refund policy and return policy thoroughly before placing an order. Flipkart has specific refund rules, organized as per the item categories, that too, with all the possible actions and return window slots.

    Remember, prevention is better than cure and you shouldn’t fall under the traps set by fraudsters. But if you are duped by the alleged Flipkart portal, don’t hesitate to file a complaint against Flipkart in the consumer court under Consumer Protection Act, 2019. We at Voxya help consumers to File a Complaint against Flipkart and take legal route to resolve issues.

  • How to report unauthorised transaction in SBI?

    How to report unauthorised transaction in SBI?

    state bank of India complaintHow to report unauthorised transaction in SBI?

    Have you ever gone through the trauma of getting up in the morning and finding unexpected transaction messages in phone from your Bank saying that some amount of money has been deducted on account of buying something you didn’t purchase!

    You don’t understand what has happened and how? Your world starts to fall apart as it was your hard-earned money.

    Such instances have become too common in India, not only in SBI but almost in all the leading banks. According to a report by Economic Times, there have been 52,000 bank fraud or unauthorised transaction cases in India between March-December in 2019.

    state bank of India complaint

    Obviously, the figures are quite alarming, right?

    What is a fraud or unauthorised transaction?

    A fraud or unauthorised transaction is when a transaction is performed using your banking details, but you did not perform it.

    Recently CSITE (Cyber Security & Information Technology Examination) released a worrisome alert that over 1.3 million debit and credit card data of Indians is available for purchase on the dark web.

    However, soon after this, RBI has informed all the major banks of India to tighten the security to minimize these fraud transactions.

    What should you do when an unauthorised transaction happens in your Bank account?

    If an unauthorised transaction happens in your bank account, you must follow the below mentioned steps:

    Step 1.  Inform your Bank immediately
    Inform your bank within the three days of fraud. You can inform them via SMS, email, toll-free number, customer care, visit their website, or simply by visiting their closest branch.

    Step 2. Analyse your Account activity
    This step will be essential to analyze that where did you compromised your information and to keep a keen eye on the bank transactions in the statement.

    Step 3. Change your Passwords & PINs
    Without wasting a second, immediately change your online passwords and pins to prevent further fraud.

    state bank of India complaint

    How to report unauthorised transaction in SBI account?

    State Bank of India is the largest and oldest public sector bank in the country, with over 41 crore saving bank accounts and 50,000+ ATMs pan India. If you have noticed any fraud or unauthorised transaction in SBI account, then here is what you have to do:

    1. Firstly, call SBI toll-free numbers 1-800-11-2211 and 1-800-425-3800 and report unauthorised transaction in SBI account.

    2. Secondly, visit your SBI branch and inform them about the fraud in writing.

    3. Thirdly, register an online complaint.

    Here is a step to step guide on how to register an online complaint to report unauthorised transaction in SBI Bank:

    Step 1. Visit the SBI website.

    Step 2. Login with your net banking credentials.

    Step 3. As soon as the home page opens, you will see the customer care option right on the top, click it.

    Step 4. When it opens up, you will find a ‘click here’ option to report unauthorised transaction in SBI. Click it and lodge the complaint.

    What are the common types of Banking frauds?

    Unauthorised transactions are carried out in the following ways:

    1. ATM Fraud: ATM frauds refers to fraud, where the fraudster uses the innocent user’s card details to withdraw the funds using the ATM pin for the transaction. ATM frauds can happen in the following forms :

    i. Card Skimming: Card skimming is a fraud where electronic card data is stolen and then is used to produce inauthentic cards to withdraw the money.

    ii. Cash Shimming: A foreign device is installed on the ATM to steal the data from the chip of the withdrawer’s card. The main target is to capture the data contained in the card.

    iii. ATM Malware/ Jackpotting: A malware that takes control of the ATM functions, thereby allow fraudsters to take out the cash.

    state bank of India complaint

    2. Credit Card Fraud: Credit card frauds happen when a fraudster steals the credit card information to make an unauthorised transaction in the name of the card beholder.

    Fraudsters get their hands on the credit card information in the following ways:

    I. Fraudster digs through the trash files to find the old receipts or statements that will include all your banking information and then will use the information to perform the unauthorised transaction.

    II. A fraudster will take you to an unauthentic website where you would fill up your card details and then later would use the information to perform the fraud.

    III. When you swipe your card at a store, your credit card details may get exposed, and you later notice an unauthorised transaction. You might wonder what happened? But by using cedit card skimmer, a frauduster can steal your information.

    3. Phishing: Phishing is email trap where fraudster sets an email trap in the name of the bank or government asking for credentials. Later on, these credentials are used to penetrate your bank account.

    4. CNP Fraud: CNP or card not present fraud happens when a fraudster uses your card details such as card number and expiry date to perform the unauthorised transaction via email or phone call.

    5. Account Takeover: Account takeover happens when you mistakenly share your account details or your computer / mobile session with the stranger, and then they use the information to make a purchase online.

    No matter what kind of fraud has happened but please report unauthorised transaction in SBI immediately. As per RBI guidelines, State Bank of India can only help if you act in timely manner.

    state bank of India complaint

    Conclusion

    It is advised not to share your bank details with anyone because the government and bank officials would never ask for the same. However, if something unfortunate happens with you, then do not hesitate to report unauthorised transaction in SBI immediately.

    But if you are unable to get any resolution from Bank even after informing them about fraud or unauthorised transactions then you should File a Complaint at Voxya.com to take legal action and approach consumer forum.

    file consumer complaint india

  • Online Legal Advice in India

    Online Legal Advice in India

    During these times of locked down, we all are staying indoors. So, we wanted to know the options of getting online legal advice in India. As due to this unprecedented situation, many legal complexities are emerging around us for which we have no one to consult as even legal experts are not available.

    To give you an idea, people are facing issues with their employers regarding salaries, travel agents for flight cancellation or refund, broadband service providers for speed, ecommerce stores for deliveries etc.

    Thank God, there are still few online platforms working in India to provide easy access to legal consulting services and that too at very affordable prices. Today we are going to compare these online legal advice platforms and will tell you why you should use them.

    So, let us jump on the list of online legal advice websites.

    Top Platforms providing online legal advice in India

    1. Vidhi Karya

    Vidhikarya provides online legal advice via phone, email, video and chat. It is a good platform for doing discussion with a Lawyer before engaging him in your case. The service is free but you have to pay lawyer’s fee in order to get genuine legal advice.

    Actually, you have to post your case details and then lawyers will reply with their advice. Though they have good number of lawyers available at their platform but sometimes it may take some time in getting responses.

    There is no direct option to pay and speak to lawyer quickly. You have to first post case details and then wait for lawyers response. Their website has many sections but it looks poorly designed. One good thing is that if you do not wish your name to be visible, you can post anonymous.

    https://www.vidhikarya.com

    2. Kaanoon

    Kaanoon can help you to set up phone consultation with a lawyer. You can talk to a lawyer on the phone and get legal advice for 30 minutes quickly. Their website is nicely designed and has a good user interface.

    Also, it looks that they have good number of lawyers available at their platform but their prices looks a way too high as they charge Rs.1200/- for a 30 minute legal advice on phone.

    Overall a good option to get online legal advice in India if you have budget and want a quick one-to-one phone consulting with an advocate.

    https://www.kaanoon.com

    3. Legistify

    Legistify is an online platform where you provide your details and they will send the profiles of most suitable lawyers according to your legal issue, location and budget. Once you are satisfied with the profile, you can book consultation with any specific lawyer by paying Rs.1000/- for a 30 minutes phone session.

    Though they claim large network of lawyers but it looks their portal is somewhat old and not fresh with contents. Also, the price is too much if you quickly want to get legal advice on any petty issue.

    https://www.legistify.com

    4. Vkeel

    Like all other platforms, Vkeel also provides quick legal consultation for its users. The consultation is called Insta Advice and costs Rs.999/- for a 30 minutes telephonic session with a verified lawyer.

    You can also book in-office-meeting consultation to get legal solution face-to-face. They also have a mobile app and the user interface of both – the website and the app looks great. However, they have limited number of active lawyers at their platform, which makes it less popular option for getting online legal advice in India.

    https://www.vkeel.com

    5. Path Legal

    Path Legal provides online legal advice within minutes from its legal experts. Though the prices are at par with other players but their process is little different. They charge Rs.1000/- for a 45 minutes consultation but they have in-built Escrow system through which the amount is paid to the lawyer only if you are satisfied with the phone call.

    You are required to submit your case details and pay upfront for phone advice. You will then get a payment id and the lawyer’s contact detail to talk over phone. If you are satisfied with the call, then you have to release the payment to the lawyer. Otherwise, you can request refund within 4 days after the payment.

    https://www.pathlegal.in

    6. Law Rato

    If you want legal advice from your home, you can share your legal issue with Lawrato to get connected with expert lawyers. Their representative will get in touch with you, understand your need and will identify which lawyer can assist you.

    You can go through the suggested lawyers profile and can call them directly for consultation at mutually convenient time. Though it looks like a very safe way of getting legal advice but there is no quick & direct connection with lawyers.

    https://lawrato.com

    7. Law Tendo

    If you need a quick consultation, then use Lawtendo’s quick consult option to speak with a lawyer immediately at a small fee of Rs.600/- only. Though the price looks affordable but frankly the quality of their service can be easily guessed from their website which is poorly designed and looks outdated.

    Also, it is not known how many lawyers are available in their network, which again is a weak point in their marketing. But since the price is low, you can surely try them.

    https://www.lawtendo.com

    8. Voxya

    Last but not the least, Voxya provides a very quick & convenient way of connecting with a lawyer. Though Voxya is mainly a Consumer complaint platform but they have a separate service called Online Legal Advice, where you can send your contact details and a Lawyer will call you within few hours time.

    The best part of the service is that it is very affordable. You can quickly get legal advice in just Rs.389/- for a 10 minutes session. It is very useful in cases where you just want to clear your doubts on some legal matters.

    They also offer 20 minutes session with lawyer and the price is only Rs.499/-, which again is very reasonable.

    https://voxya.com

    Conclusion

    There are many options available to you if you want to get online legal advice in India. You can easily get one-to-one private session with an experienced lawyer via phone call. If you want to play safe then you can use Path Legal’s escrow based service and get legal advice.

    But if you want to get quick legal advice from lawyer directly, then go for Voxya.com as their prices are really affordable.

    So if you need any legal help, then do not wait for lockdown to get over and use these platform to connect with lawyer.

  • Indore Consumer Case: Insurance Company Will Pay Rs.10 Lacs to Consumer (बीमा कंपनी ‘गलत तरीके से इनकार’ दावे के लिए 10 लाख रुपये का भुगतान करेगी )

    Indore Consumer Case: Insurance Company Will Pay Rs.10 Lacs to Consumer (बीमा कंपनी ‘गलत तरीके से इनकार’ दावे के लिए 10 लाख रुपये का भुगतान करेगी )

    Indore: Consumer forum ने एक निजी insurance company को 7 अक्टूबर 2015 से 9 प्रतिशत ब्याज के साथ शिकायतकर्ता को 10 लाख रुपये क्लेम मनी (claim money) का भुगतान करने का आदेश दिया है।

    Forum ने कंपनी को मानसिक उत्पीड़न के लिए 10,000 रुपये और मुकदमेबाजी में किए गए खर्च के लिए रु.2,000 रुपये का भुगतान करने का भी आदेश दिया | अध्यक्ष ओमप्रकाश शर्मा व सुमित्रा हाथीवाला की खंडपीठ ने अधिवक्ता केके चतुर्वेदी के माध्यम से दायर राजेश नायर की शिकायत पर निर्णय लेते हुए यह आदेश पारित किए गए |

    चतुर्वेदी ने Indore Consumer Forum को बताया कि नायर ने 28 जनवरी, 2015 से 27 जनवरी, 2016 की अवधि के लिए Apollo Munich Health Insurance Company Limited से अपने परिवार के लिए एक व्यक्तिगत दुर्घटना बीमा पॉलिसी (individual accident insurance policy) ली थी |

    चतुर्वेदी ने कहा, पॉलिसी के मुताबिक, दुर्घटना के लिए 2 करोड़ रुपये, स्थायी विकलांगता 15 लाख रुपये और अस्पताल में 1 लाख रुपये देने का प्रस्ताव था |

    शिकायतकर्ता की छोटी उंगली बाथरूम के दरवाजे के पीछे फंसने के बाद उसके हाथ से कट गई थी | चतुर्वेदी ने कहा, पॉलिसी के मुताबिक कंपनी को पांच प्रतिशत कुल बीमित राशि रु2 करोड़ का भुगतान करना था अगर छोटी उंगली खराब हो गई थी |

    चतुर्वेदी ने कहा, शिकायतकर्ता ने बीमा कंपनी के प्रतिनिधि को सूचित किया, उन्हें सितंबर 2015 में Apollo hospital के doctor, चित्र और संबंधित दस्तावेज से प्रमाण पत्र प्रदान किया था |

    शिकायतकर्ता ने हटाई गई उंगली के लिए कैप भी बनाई थी, जिसकी कीमत उसे 19,400 रुपये थी | चतुर्वेदी ने कहा, उन्होंने बीमा कंपनी को इस बारे में सूचित किया लेकिन उसने कुछ नहीं दिया |

    प्रतिवादी वकील ने कहा कि शिकायतकर्ता उपभोक्ता की श्रेणी में नहीं आता है | साथ ही शिकायतकर्ता को इस मामले में सिविल वाद भी दायर करना चाहिए था | हालांकि Consumer Forum ने प्रतिवादी वकील के दावे को खारिज कर दिया और कंपनी को बीमा राशि का भुगतान करने का आदेश दिया |

    source: TOI

    Recently resolved consumer complaint against online food delivery company at Voxya.

    If you are looking for the solution of consumer complaint then File A Complaint Now!