Hdfc Limited
- Cheated by home loan rate of interest Open
Sanjeev Goel filed this complaint against Hdfc Limited on Apr 22, 2019
This is regarding Home Loan taken from HDFC with Loan Account # *********. Recently my trust was shattered when I have gone through the statement of my Home loan account. I have been given the understanding when I took a loan that rate of Interest will be around * to *% with the following terms
*. Nov **** to March **** - @*.**%
*. April **** to March **** - @*.**%
*. RPLR minus spread *.*% = *.**% per annum for rest of period
Shockingly I have been charged the following Rate of interest
*. Oct **** – March **** @ *.**%
*. April **** – March **** @ *.**%
*. April **** – March **** @ **%
*. April **** - Sept **** @**.*%
*. Oct **** – Dec **** @ **.**%
*. Jan **** – Jun **** @**.**%
*. Jul **** – Dec **** @**.**%
*. Jan **** – Mar **** @ **.**%
*. Apr **** – March **** @ **.**%
**. Apr **** – Jun **** @ **.**%
**. Jul **** – Sep **** @ **.**%
**. Oct **** – Dec **** @ **.**%
**. Jan **** – further @ **.**%
**. April **** onward – *.*% (when I approached HDFC)
Surprisingly when I approached HDFC to enquire why they are charging so high interest they ask me to deposit a few thousand rupees and reduce the rate of interest. Suddenly reduced to *.*% effective from April **** with revision in Existing spread MINUS *.**% over RPLR to Spread of MINUS *.**% over RPLR.
This has completely shattered my faith and trust in HDFC and I am clueless. How I am going to pay EMI for another *** months whereas I have already paid for *** months which is making it *** months instead of originally *** months.
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1 Supporters
Resolution Demanded:
Apology letter from company
Refund / Credit for purchase
Hdfc Limited
Resolved
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