Indiabulls Housing Finance Limited - Refund of my flat booking

I got a housing sanction loan from Indiabulls Housing Finance ltd on **/**/**** for a flat booked at Tata value homes ltd, Bangalore after assurance from the sponsored financer Indiabulls Housing Finance Ltd. Initially, I paid booking amount *,**,***/- then as per the subsequent payment ** days after booking I paid *,**,***/- on **/**/****. Tata Value Homes asked me to registered the sales agreement so that they will obtain disbursement letter from Indiabulls Housing Finance Ltd. Thereafter chasing with Indiabulls Housing Finance Ltd to get the disbursement letter through Tata Value Homes Ltd many times. On **nd Jan ****, I got a mail from Tata Value Homes ltd saying Indiabulls Housing Finance has sent a mail: From Priyesh Haridas [mailto:priyesh.haridas@indiabulls.com]
Sent: Tuesday, January **, ****, **:** AM
To: Dhiresh Chhajed <dhireshchhajed@tatavaluehomes.com>
Cc: CT Devaiah <CTDevaiah@tatavaluehomes.com>; kajal.sarkar@indiabulls.com; 'Dilip Kumar' <dilip.k*@indiabulls.com>
Subject: RE: Process of Disbursement - Balakrishna Patnaik
“External email. Open with Caution”
As discussed, there has been a delay because of the challenges NBFC has been facing.
We can disburse the case at **.*% if the customer agrees for this rate.
Priyesh Haridas Parameswaran
EMP No: ******
RSM
Indiabulls Housing Finance Limited
Plot No. **/*, Richmond Road, Bangalore-******.
M-**********
Since it's on a higher side of intent I denied accepting. Ever since I am chasing with Tata Value Homes Ltd, to refund my money which I had deposited as at the time of flat booking and thereafter balance amount of my contribution. Initially, they were saying they have raised refund token and finally in the month of June they sent me the denial letter saying the said have been rejected by the tata value home ltd management. Now I am helpless its a huge money for me.