Sbi Cards - Fraud of annual charges on credit card

Hi

I was sold the credit card by the sales person saying it has one time fee of *** you need to pay no annual charges .

I paid ***rs and later blocked it since it was lost and didn't request for new one.


After few months I read the email that there is total amount due of ****


When I checked there was penalty fee since I didn't pay the annual charges .

There were no annual charges the sales person said and after contacting I had to pay this amount which affected my credit score also .


Then again in ja ** I paid **** as annual charges for the services I never used.

Now there is total due for *** RS again for the card which I don't have.

And they sent new card without I requesting but it didn't get delivered since I was not available. Still they are charging the amount. I don't know my new credit card number also how can I pay the amount it's due by tomorrow