consumer court consumer Forum

voice of consumers

  • Browse Complaints(current)
  • Login
  1. Home
  2. Complaints
  3. Extra interest against education loan
Records save successfully

Punjab National Bank

 - Extra interest against education loan Open

Abhishruti Mandal filed this complaint against Punjab National Bank on Apr 18, 2022

Hi, I have taken education loan of amount Rs *,**,*** for my post-graduation studies. My PNB loan account no is ******JB********, from PNB branch Purulia (West Bengal). This was made a joint loan account from me and my mother.The sanctioned amount was Rs. *,**,*** of which I have only used Rs. *,**,*** for my semester fees. The Bank has also taken my mother's shop deed papers worth Rs. ** Lakh. On *th March, **** my loan was sanctioned and the repayment with compound interest started from within * month of loan sanction which I was unaware of. Not knowing of this My account got NPA two time. I have addressed this to the bank manager on which he replied that there is some minor error happened from the system. Later after repeated mails I was told to pay the some amount every month during my study. Also, the bank has charged interest by compoundly after * month of account open . My course period for MSc. Computer Science was * years i.e. ****-****, and bank has started my EMI within course period by on compound interest basis. Result is my Loan account is got NPA twice, CIBIL was badly compromised. I didn't get my moratorium benefit also. I have written compliant to branch several time but there was no response instead was insult whenever we went to the bank, we were said the bank didn't wanted to give loan at the first place because my mother is not government employee. Regardless of repeated humiliation and harassments in the branch, me and my mother both of our CIBIL got affected. On *th April, **** I cleared my loan amount. When I cleared the loan amount the bank manager added a lumpsum interest of **,*** which I had to pay otherwise he was not returning my collateral document. I asked the bank manager to provide the calculation for this amount, and then I received a sheet for the calculation where I can see several penalties and overdue amount got charged during my course period and that totals to this lumpsum amount. I really don't know why am I supposed to give this much interest. I am feeling very helpless.

Bank: Punjab National Bank (PNB)
Loan account No: ******JB********
Branch Name: Purulia
Branch code: ******

You are requested to kindly solve my issue. I will always be obliged to you.

Are you brand?

Resolve Complaint


Are you Lawyer?

Help Consumers

 


Resolution Demanded:
Apology letter from company
Damages for loss and agony

Punjab National Bank

23 Total Complaints
6 Total
Resolved
26.09% Consumer Satisfaction

Frustrated?     File a Complaint

Share complaint with others:

Robu.in

"The company received the Legal notice and called me up to settle. They agreed to refund the amount. I thank Voxya for helping me resolve this issue."

Vijayasimha Ajarananda

Resolved

Resolve complaints to succeed in business

We support businesses as much as we support consumers. Create your Company Account at Voxya by filling the form and we will help you to resolve consumer complaints.

Resolving customer complaints are important to succeed in business. Infact consumer complaints are opportunities to build trust and long-term relationship with customers that can turn customers into Brand advocates. You should check our detailed article on how brands should resolve consumer complaints here https://voxya.com/stories/how-companies-should-resolve-consumer-complaints/

How it works

  • Fill form to create account
  • We verify business
  • Login & start resolving

Voxya benefits

Building Customer Trust

Voxya helps businesses in pacifying an annoyed customer and building trust & long-term relationship with him by responding to his concerns.

Efficient Complaint Management

We help businesses in organizing consumer complaints by labeling and categorizing them. You can take action based on time, type or urgency.

Quick Response

Voxya provides tools to quickly respond to consumer concerns by creating frequent responses and pushing them on demand.

Resolve Complaint Quickly

As we regularly capture complaints so we notify businesses as soon as we receive any complaint at our platform, thus enabling quick resolutions.

Build Better Brand

Voxya helps in identifying issues in your product or services. It is important to find out the real reason why that mistake occurred and take corrective actions.

Customer Loyalty & Retention

With Voxya you can convert annoyed customers into loyal customers by offering quick response and resolution.

Read more Read Less

Company details (You are registering for Punjab National Bank)
Personal details

Help consumers to file consumer forum case

Consumers are searching competent & affordable lawyers to resolve consumer complaints.
* Upload Bar Council ID photo
* Upload professional photograph with clear background
* Upload Your AADHAR card / PAN / Voter ID

Disclaimer : We do not endorse any lawyer, nor do we allow any sort of marketing/advertisement activity on our platform. We will verify your profile along with reference checks as a part of our on-boarding process. You may get a call / email shortly from us.

Related Complaints

Punjab National Bank - Amount blocked as lein balance Closed

I deposited **** rs in my pnb account but available balance shows **** . When i checked it it founded that **** has been in lein balance . I am unable to recover my amount i dont know what happened....

Oct 16, 2021 by Deepak yadav

Punjab National Bank - Want to enquire about transaction status Closed

I had done a electricity bill payment of Rs **** on **-**-**** via free charge but that transaction was failed then I applied for refund but it didn't comes in my account then free charge provided me a RRN number and ask me to check with bank. ...

Jan 24, 2021 by Nandini Varshney

Punjab National Bank - Loan complaint Closed

**sir mere papa ne PNB se property ( ghar ki ragistry) girbi rakh kr limit open kar bai thi March **** me or ab mere papa ko heart attack ki bajah se death ho gayi hai or bank hamse loan ki puri rashi mang rahi hai sir ham puri rashi nahi de sa...

Aug 09, 2019 by Akash Kushwah

Punjab National Bank - Rude behaviour by the bank Closed

I went to PNB Vaishali Nagar branch for closing my account on **-*-** at *.** pm. As usual, long question and then they keep on sending from one counter to another and soon I reached one of the counters. Their a lady threw away the form saying ...

Mar 12, 2019 by Simmi

Punjab National Bank - UPI transaction failed Closed

Made a upi payment of Rs * lakh. However, the transaction has failed and amount is debited from my account ...

Jan 23, 2019 by KAMLESH

Mark this Complaint Resolved

Do you want to mark this complaint as Resolved?


Please leave feedback if you like our services
  • Facebook
  • Twitter
  • Youtube
  • Instagram
  • Google Play

Lawyers & Advocates :

  • Assam
  • |
  • Daman & Diu
  • |
  • Himachal Pradesh
  • |
  • Delhi

Consumer Forum :

  • Kerala
  • |
  • Karnataka
  • |
  • Puducherry
  • |
  • Orissa

Online Complaints :

  • Travel Complaints
  • |
  • Passport Complaints
  • |
  • Government Complaints

Create Account :

  • Company Registration
  • |
  • Lawyer Registration
  • |
  • Consumers Club
  • ©2022 voxya.com
  • |
  • Talk To Lawyer
  • |
  • Terms & Conditions
  • |
  • Refund Policy
  • |
  • Privacy Policy
consumer court consumer Forum

File online consumer complaint from any state or district. We prepare your consumer complaint for consumer court and consumer forum in state or district or any consumer court and forum in India.

  • Companies
  • |
  • Stories
  • |
  • FAQ
  • |
  • Help

Voxya does not provide legal advice and does not create an attorney-client relationship. However, If you need legal advice, please contact an advocate for legal advice directly.
Voxya is an independent platform and it is not affiliated with any Brand, Company, Government agencies or Forums.
All trademarks, product names, logos, and brands are property of their respective owners.