Home Credit India
- Excess ammount charge during forclose loan Open
My name is gautam sharma
I got a phone call from HomeCredit's office
home credit agent said you are offered a personal loan
We are giving you a loan at an interest rate of **.**%
You have to pay it in ** installment
If you would like to pay early
Then you have to pay interest till that month
The month you pay your full balance
I took loan of * lakhs from them
I have given to homecredit ** installments of **** rupees
they had told me that you will get a loan at the rate of **.**
Now when I pay all the outstanding balance
Want to loan foreclose
Now They are telling me that we get more interest on the monthly installment in the first * years.
That thing They should have told them when the loan was offered.
At interest rate of **.**%, ** months interest of loan is around ***** rupees
I have given ** installments of ****
total ammount that i pay is ****** arround.
If you reduce it to ***** then ***** is left
This means that till now I have paid ***** principal amount and ***** interest.
If you debit ***** out of * lakhs
So now only ****** balance is left
But the company is now asking me if uh want to forclose loan
then about ****** outstanding dues
And saying that in the first * years
we charged high Interest rates.
why did they did not tell me this
when they call me on my phone.
Then They Give me A loan Offer ???
This is a totaly fraud with innocent customers
Loan Account no **********
my Name - Gautam Sharma
My Address - Hno ***/**-A H no ***/*** Street no *
preet nagar new shivpuri ludhiana ******
contact no **********
( LENDER ADDRESS - DLF Infinity Towers, Tower C, *rd Floor, DLF Cyber City Phase II, Gurgaon-******, India
Additional Contact Details:
Landline: **** ******* )
Are you brand?
Are you Lawyer?
Apology letter from company
Damages for loss and agony
Max Serve Solutions Pvt Ltd
"Thankful to Voxya. As soon as the company received the legal notice, they contacted me and refunded my money taking back their items."
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