
The District Consumer Disputes Redressal Commission, Chandigarh held the Employees Provident Fund Organisation (EPFO) guilty of deficiency in service for causing a delay of nearly 10 years in transferring the complainant’s provident fund. The Commission directed EPFO to pay ₹50,000 as compensation along with litigation costs.
The complainant, Omesh Garg, who had an EPF account with Tech Mahindra, Pune, filed a complaint against Employees’ Provident Fund Organisation (EPFO) after facing prolonged delays in the transfer of his provident fund to his new account.
He applied for transfer of his PF accumulations in September 2010 through his current employer. Despite repeated follow-ups and even filing an RTI application to ascertain the status of his request, no timely action was taken by the Employees Provident Fund Organization (EPFO). After a delay of nearly a decade, EPFO transferred ₹6,21,826 only on 16 April 2020, against a claimed amount of ₹11,07,498.
Subsequently, during proceedings, EPFO transferred additional amounts of ₹3,67,052 (April 2022) and ₹64,841 (June 2022). The complainant alleged that a further amount remained unpaid. Dissatisfied, the complainant approached the Chandigarh Consumer Commission alleging deficiency in service and unfair trade practice, seeking payment of the remaining amount along with interest, compensation, and litigation costs.
The EPFO admitted the delay in processing the claim but attributed it to technical difficulties and system-related issues affecting such cases. It contended that the complainant’s claim had been duly settled, and after re-examination, all eligible amounts including interest were credited to his account in phases, and therefore no further amount was payable.
The Commission observed that there was an unexplained delay of nearly a decade in transferring the complainant’s EPF amount, and the EPFO’s plea of technical difficulties was not supported by evidence, thereby amounting to deficiency in service. Regarding the alleged shortfall, the Commission held that the complainant failed to prove any remaining dues. Accordingly, the complaint was partly allowed, and EPFO was directed to pay ₹50,000 as compensation and litigation costs, failing which interest at 9% per annum would apply.
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