Insurance Complaints
People generally purchase insurance and pay a fixed premium in exchange for a promise of compensation in exchange of some life tragedy. It is usually brought as it gives peace to the mind of the holders. There are two types of insurance namely life insurance and general insurance. The life insurance offers compensation in case of death or disability whereas general insurance offers compensation in scenarios other than death. The life insurance can be divide into term life, pension plans, money-back policy and unit-linked insurance plans. General insurance can be divided into motor insurance, home insurance, health insurance and fire insurance. However, as appealing as it sounds many lapses have been seen in the Insurance department. More than 18% people complaint about the denial of claims which is followed by unsatisfactory offer/settlement at 15%. Many times the insurance companies try their best to lower the compensation as can be in the cases of accident which the most complained about area in the insurance.Travel insurance complaints accounts for nearly 33% of the total insurance complaints filed at Voxya. So how can a consumer file a complaint against these insurance companies? First and foremost we should try to talk to their customer care number. Most of these companies have a 24*7 helpline number which is specially made for handling consumer complaints. The helpline number of some leading insurance companies in India are :
LIC Customer Care Number - 022 6827 6827
ICICI Prudential Life Insurance Customer Care Number - 1860 266 7766
Reliance Life Insurance Customer Care Number - 022 4882 7000
Bajaj Allianz Customer Care Number - 1800 209 5858
Birla Sun Life Customer Care Number - 1800 270 7000
SBI Life Insurance Customer Care Number - 1800 267 9090
Max Life Insurance Customer Care Number - 1860 120 5577
HDFC Standard Life Customer Care Number - 1800 22 7227
Tata AIA Life Insurance Customer Care Number - 080676 03700
However, if the Insurance company itself isn’t willing to resolve the issue, there are other things which can be done. Firstly, you can send a written complaint to the insurer’s grievance redressal offier by attaching the relevant documents. Their contact details are available on the policy document as well on the web sites of insurer. The insurance company is then required to address the issue within 15 days, if they don’t, you can lodge a complaint with the Irda. Irda customer care number : 155255 or 1800 4254 732 and their email id is complaints@irda.gov.in or you can fill the form directly which is available on their website. Finally, if you are still unhappy about the action or lack of action taken you can approach the insurance ombudsman or file a consumer complaint. Voxya has a team of legal experts which help in preparing the case documents for consumer court. We at Voxya generally receive about 100 insurance consumer complaints every month including travel insurance complaints, health insurance complaints etc.
Unacceptable increase in ROI for home loan and home insurance account (Hdfc Limited) Open
Unacceptable increase in ROI for a home loan and home insurance account nos. *********/*********. Grievance on Home loan a/c ********* - *. Why an increase is made after every RBI increase in base points but decreases never happens? *. I t...
Jun 04, 2019 by Ankur Agarwal
Car insurance rejected (Royal Sundaram General Insurance Co. Limited) Open
My Honda Jazz car engine got damaged due to oil sump breakage and engine oil leakage from it. This was due to an external impact on the oil sump caused by some stones on bad roads near Gachi Bowli on *th, March **** around * pm. The car was to...
May 29, 2019 by Battu Sridevi
Car accident claim is not approved completely (Reliance General Insurance) Open
I have a car policy with Reliance General Insurance with policy no - ******************. My car met with an accident on **th May ****. While taking a right turn on a four-lane road, another car while crossing the road banged into the front doo...
May 28, 2019 by Rushiraj Waghela
Insurance claim not received (HDFC ERGO General Health Insurance Co. Ltd) Open
(Formerly HDFC General Insurance Limited). Registered & Corporate Office: *st Floor, HDFC House, ***-*** Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – *** ***. Customer Service Address: D-***, *rd Floor, Eastern Business Distri...
May 27, 2019 by Ajay Kumar
LIC agent is not collecting premium since last 5 quarters (LIC) Open
LIC agent is not collecting premium since the last * quarters. Now for the revival of my policy I've to pay a penalty of Rs. ***.**. I've been calling the agent frequently to collect the premium but the agent doesn't show up. Now I've to pay a ...
May 25, 2019 by Heena Khandelwal
Declined my claim (Religare Health Insurance) Open
I am writing this email to express my utter disappointment on the cashless disapproval of my health insurance claim for my admission to Artemis Hospital in Gurugram from **/**/**** to **/**/**** for treatment and workup of my ongoing severe hea...
May 24, 2019 by Vikas Samota
Complaint against insurance company ( United India Insurance ) Open
I hereby write this letter to inform you that, as the after effect of the flood happened on **th August I had to face a very crucial situation in my house which is almost damaged with cracks and worn out walls making it incapable of living. The...
May 21, 2019 by SAJIN
Travel Insurance denied on basis of good faith (Religare Health Insurance) Open
Our family travelled to Singapore for a vacation and were covered with Religare Travel Insurance. Unfortunately, my dad faced a brain stroke and was hospitalized and the hospitalization expenses were denied for not mentioning hypertension howev...
May 21, 2019 by M.Satyanarayana
Bouncing charges and late instalment (Bajaj Finserve) Open
I have already deposit amount for my instalment against loan account number ***mpd******** on date **.**.****. They have charge bouncing charges against loan account number ***mpd******** on date **.**.***. But sufficient amount available in my...
May 21, 2019 by Gautam Singh
Fraudulent activity by agent (Shriram Fortune) Open
I have a couple of Assured Income Plans under Shriram Life Insurance for which I have been paying a regular yearly premium since ****. However, this year I was finding it difficult to continue with both the policies and hence decided to talk to...
May 16, 2019 by Arnab Sengupta
Bina bataye mere product pe insurance kiya gaya (Bajaj Company) Open
Bajaj se maine mobile buy kiya tha Rk communication & Modern communication loan no: ***MGI*********, ***MGIEA****** Ye do mobile main buy kiya tha jispe bina muje information diye dono mobile pe insurance kar diya gaya. Bina bataye bina meri p...
May 16, 2019 by Himanshi Srivastava
Fraud loan given (TransUnion CIBIL Limited and Bajaj Fin LTD) Open
I want to lodge a complaint against TransUnion CIBIL Limited and Bajaj Fin LTD. I am dissatisfied with TransUnion CIBIL Limited and Bajaj Fin LTD because of Consumer loan “Bajaj Fin LTD_****CD********” that doesn’t belong to me because of...
May 14, 2019 by Krishna kumar
Cyber crime by the company (Bajaj Finserve) Closed
My Bajaj card limit used for ***** by Flipkart and my EMI is cutting from my account without informing me. How can it happen? Its a type of cybercrime with me....
May 14, 2019 by Vishal madaan
Miss sale of insurance (DHFL Pramerica Life Insurance ) Open
DHFL Pramerica life insurance company miss sale policy by forging my signature and take cheque Rs ***** from my father. After receiving the policy paper I lodge a complaint to the office and request for free look cancellation on **th Jan ****. ...
May 09, 2019 by Mouli panja
Fail to repayment of EMI amount (Hdb Financial Services Ltd) Open
The EMI amount of my consumer loan from HDB FSL has been debited twice in **** December month. They did not repay my EMI amount till date....
May 09, 2019 by Rajesh Nuthalapati
Fraud and cheating by wealth advisory firm (Wealth Research Financial Service ) Open
Wealthresearch.in team contacted me by explaining their expertise in trading and generating a regular income. Which initially started with a **k plan and later with a lot of sugar coated talks regarding investment plans etc. They initially forc...
May 08, 2019 by Arun vijayan
Company asking to pay interest for their technical problems (L & T Finance ) Open
I am a middle-class salaried individual who has availed a * wheeler loan for **,***/- and has regularly paid all my monthly E.M.I's. But the company authorities want me to pay ****/- rupees now for getting my NOC for the vehicle and they claim ...
May 08, 2019 by Jiddu Venkata Surya Subrahmanyam
Package delivered but not fulfilling the promises (Investment Reasearch Advisor) Closed
I paid ***** Rs to this company first. They told me to get registered with the company. After that, they offer me a package which is costing *.* lakh. I denied for that package that I said I cannot afford so please leave me. Then Ms Rajesari tr...
May 06, 2019 by G RAJENDRA PRASAD
Personal loan fraud (Laxmi Financial Services) Open
Laxmi Financial services ***, Ganapati plaza, Gurudwara Road, Gurgaon-******, has done fraud with me. On */**/**** I Google on my phone to search about the personal loan as I am in deep need of the money. So they called me to name Veeresh Vikra...
May 04, 2019 by Rajesh chakraborty
