IRDA complaint - Health & Life Insurance Complaints

Insurance Complaints

People generally purchase insurance and pay a fixed premium in exchange for a promise of compensation in exchange of some life tragedy. It is usually brought as it gives peace to the mind of the holders. There are two types of insurance namely life insurance and general insurance. The life insurance offers compensation in case of death or disability whereas general insurance offers compensation in scenarios other than death. The life insurance can be divide into term life, pension plans, money-back policy and unit-linked insurance plans. General insurance can be divided into motor insurance, home insurance, health insurance and fire insurance. However, as appealing as it sounds many lapses have been seen in the Insurance department. More than 18% people complaint about the denial of claims which is followed by unsatisfactory offer/settlement at 15%. Many times the insurance companies try their best to lower the compensation as can be in the cases of accident which the most complained about area in the insurance.Travel insurance complaints accounts for nearly 33% of the total insurance complaints filed at Voxya. So how can a consumer file a complaint against these insurance companies? First and foremost we should try to talk to their customer care number. Most of these companies have a 24*7 helpline number which is specially made for handling consumer complaints. The helpline number of some leading insurance companies in India are :

LIC Customer Care Number - 022 6827 6827
ICICI Prudential Life Insurance Customer Care Number - 1860 266 7766
Reliance Life Insurance Customer Care Number - 022 4882 7000
Bajaj Allianz Customer Care Number - 1800 209 5858
Birla Sun Life Customer Care Number - 1800 270 7000
SBI Life Insurance Customer Care Number - 1800 267 9090
Max Life Insurance Customer Care Number - 1860 120 5577
HDFC Standard Life Customer Care Number - 1800 22 7227
Tata AIA Life Insurance Customer Care Number - 080676 03700

However, if the Insurance company itself isn’t willing to resolve the issue, there are other things which can be done. Firstly, you can send a written complaint to the insurer’s grievance redressal offier by attaching the relevant documents. Their contact details are available on the policy document as well on the web sites of insurer. The insurance company is then required to address the issue within 15 days, if they don’t, you can lodge a complaint with the Irda. Irda customer care number : 155255 or 1800 4254 732 and their email id is complaints@irda.gov.in or you can fill the form directly which is available on their website. Finally, if you are still unhappy about the action or lack of action taken you can approach the insurance ombudsman or file a consumer complaint. Voxya has a team of legal experts which help in preparing the case documents for consumer court. We at Voxya generally receive about 100 insurance consumer complaints every month including travel insurance complaints, health insurance complaints etc.

Most Common Issue Reported for Insurance Complaints

Policy issues

Policy maturity issues

False commitments

Fake insurance policy

SBI Life Insurance Policy Money Refund (Sbi Life Insurance Company Ltd) ^Open

Hi, I bought three policies from SBI agents in the year **** - *) Policy Number *W********* (**/**/****) *) Policy Number- *R*********(**/**/****) *)Policy Number- *N*********(**/**/****) Due to my personal financial issues I withdrew from payi...

Jan 02, 2020 by Madanu Lucas

Fraudulent Issue (Icici Prudential Life Insurance Company Limited) ^Open

*. Policy has suspended on **th March **** and discontinuance charge also collected ****./- but again policy Amount *****/- has deducted through ECS on **st March **** with out any prior intimation . * Policy fund performance not good and the v...

Dec 23, 2019 by Sathish Kumar

Refund money not issued (Policy Bazaar) ^Open

I cancelled a policy on policybazaar.com I was promised a refund amount of Rs. ****, whereas only Rs. **** has been credited in my bank account. Attaching mail of promised amount, as well as bank statement showing credit of only partial amo...

Dec 19, 2019 by Jinesh Jain

Theft claim not received (Oriental Insurance Company Ltd) ^Open

I have followed all the rules applicable for claiming insurance for the theft of my car. FIR dated **.*.**. But haven't received the claim amount yet. I lodged a complaint with IRDA. The company sanctioned the claim and promised to pay after co...

Dec 19, 2019 by Dr Ravinder Singh Bajaj

Star Health insurance Fraud and Illegitimate dishonest insurance company (Star Health Insurance) ^Open

Hi My name is Vijay bhaskar palle holding Health insurance policy from "Start Health Insurance Company" Policy# P/******/**/****/****** I have taken the insurance policy in year **** as on Nov **th.In year **** i have applied for Claim for K...

Dec 11, 2019 by Vijaybhaskar palle

Travel insurance claim declined (Apollo Munich Insurance ) ^Open

My retired widowed mother aged ** fell ill, suffered multiple fractures while traveling to Europe in July. She was alone. One family member flew down the next day to look after her. She stayed in hotels that were booked at exorbitant rates last...

Dec 08, 2019 by Nutan gupta

RELIGARE HEALTH INSURANCE COMPANY FRAUD (Religare Health Insurance Company Limited) ^Open

He company has made fraud by not giving my policy document on time. The policy document has to be dispatched within ** working day max, but they have taken * */* months. the document was submitted after i registered complain on consumer forum. ...

Dec 03, 2019 by Josley jafran vas

Rejection of Insurance Claim by Star health allied insurance company (Star Health Allied Insurance Company) ^Open

My name is Vijay Bhaskar.I am writing this email to complaint against Insurance company by name (Star Health and Allied Insurance Company) Policy# P/******/**/****/****** Grievance Complaint number# SR********** To give the details of ...

Dec 02, 2019 by Vijaybhaskar palle

Not returning of year premium of Rs against Policy No Year 2009 (Icici Prudential Life Insurance And Icici Bank) ^Open

Dear Sir, I bough a ULIP Policy of ICICI prudential Life Insurance Ltd on May **** with premium amount of Rs *****.** per year. The ICICI pru Life Company issued the policy bond after * months on Dec'**** of Lapse of free look period. I had ...

Nov 15, 2019 by Dukhisyama Nanda

Claim not processed by Bajaj Allianz surveyer (Bajaj allianz) ^Open

It is to inform you that I have applied for my motor insurance claim which is done by Bajaj Allianz through Arvind Hyundai Agra at the time of purchase of car(Hyundai Verna),my vehicle registration no is UP ** EX ****,everything required regar...

Nov 12, 2019 by Gaurav kumar

INSURANCE CLAIM REJECTED (Mediassist (https://www.medibuddy.in/)) ^Open

Mediassist after collecting all the documents from me has rejected my claim amount of Rs.*****. [#*******] - Re: New Claim Registered - H****************** I have sent many emails and did a lot of followups since June **, ****. My claim is f...

Nov 12, 2019 by N RAJESH NEEMKAR

Payment not refund (Bajaj Allianz General Insurance Company Limited) ^Open

I had purchase my bike insurance from Bajaj Allianz General Insurance Company Limited on ** sep ****, unfortunately money has been debited twice. company accept this and process the refund and they acknowledge me on mail but now ** days passe...

Nov 05, 2019 by Vikas gupta

Mediclaim Not Accepted (New India Assurance insurance company) ^Open

I was admitted to the hospital on ** August **** as per the doctor's suggestion who is a reputed MD in Medicines. And I was admitted for two days. Then I claimed for mediclaim but the insurance company (The New India Assurance) rejected my clai...

Oct 21, 2019 by Rakesh V Patil

TATA AIG MOTOR INSURANCE FRAUD (TATA AIG General Insurance) ^Open

I had a Motor insurance from TATA from **th Oct ** to ** oct ** for my car. the policy had own damage plus * year *rd party and * year PA cover. however i have changed my insurer from **th oct **** to Acko the same was informed to TATA well ...

Oct 20, 2019 by Mohit Jain

Regarding mobile insurance (Jeeves Consumer Services Private Limited) ^Open

I have purchased a mobile asus zenfone lite L* from flipkart last year and alongwith this phone I purchased flipkart mobile complete protection plan for one year. That now on dated **th September my mobile screen got broken so I raised a claim...

Oct 04, 2019 by Naim

False Promises by Insurance Company (Tata Aia Life Insurance Company Limited) ^Open

TATA AIA executive made false promises at the time of selling a ULIP plan and post I purchased the ULIP I have never received those. The promises the executive named Deep made are as below: *. Waive of my HDFC credit card bill of Rs. *** (ap...

Sep 19, 2019 by Bhagyashree Bhadra

Fraud by bajaj allianz general insurance (Bajaj Allianz General Insurance Company Limited) ^Open

I purchased this Bajaj Allianz policy for extended warranty. They charged me the amount but never ever sent me the receipt or details of acknowledgement of the benefits. I will be getting by this extended warranty. I read it everywhere they do ...

Sep 07, 2019 by Chirag Mohan

Not increasing sum insured (royal sundaram health insurance) ^Open

My Policy Number is HCE******* royal Sundaram health insurance. In this policy, two-member cover my father and my sister. My father sum insured is * lac and sister sum insured is * lac. I have given request for my sister sum insured enhanceme...

Sep 06, 2019 by Himanshu

Health insurance policy closed (BAJAJ ALLIANZ HEALTH INSURANCE) ^Open

To, The Administrator, Bajaj Allianz Mediclaim Insurance Policy, Bajaj Allianz General Insurance Company Ltd. *rd Floor, Survey – ***/*-B, Viman Nagar, Pune -****** (Maharastra) Kind Attn – Shri K V Dipu Subject – CLARIFICATIO...

Sep 04, 2019 by Pankaj Sharma

Car insurance claim rejected (Future Generali India Insurance Company) ^Open

I have opted for comprehensive car policy from Future Generali India Insurance Company Limited with policy number. V*******. I have registered for a claim for accidental damage to my car and the claim no. for same is CM******. The damage is in ...

Sep 04, 2019 by Anshuman Tiwari

Insurance fraud done (syncNscan) ^Closed

I brought mobile insurance from syncNscan online and followed all the instructions provided to complete insurance registration. After that, I am trying to contact the company on their customer support no. They said all over customer services ar...

May 02, 2019 by SandeepKumar Verma

Non receipt of household claim (New India Assurance) ^Closed

I have a household policy at New India Assurance Company Chittur, Palakkad branch. My policy number is ********************. Yearly premium is ****. On **.**.**** my Godrej air conditioner outdoor unit compressor failed. I informed the branch b...

Apr 30, 2019 by MURALIDAS A

LIC agent sold policy by providing wrong information (LIC) ^Closed

I had given ₹***** to the agent named Vickey from Vikaspuri Delhi (mob. no. **********) for buying * policies of ***** (approx) New Jeewan Anand *** for a period of ** years. But when I received the policies, they were of ₹***** (policy no....

Apr 28, 2019 by Bhupendra Singh

Unnecessary charges levied by Company (Bajaj Finserve Ltd) ^Closed

I had a Home loan from Bajaj Finserve. I wish to close down it and for the same I have requested the company to provide me with the foreclosure amount letter on **nd Mar ****. Even after multiple follow-ups on emails and customer care I did not...

Apr 27, 2019 by Marcellus Joseph

Harassment and miss selling (Ndm Bajaj) ^Closed

I want to register a complaint against the oriental insurance company ltd and NDM bajaj agency Chandigarh. I bought Bajaj Pulsar NS *** from NDM Bajaj dealer Chandigarh industrial area phase *on **/**/****. They gave me an insurance policy issu...

Apr 25, 2019 by Avinash Kumar

Poor customer support (Bajaj Finserve) ^Closed

I have * ongoing loans from Bajaj Finserv. My monthly EMI goes around ****. I requested bajaj to change my EMI dates so that I can pay the EMI on time without any hassle because my salary date is late where I work. But they charged fine for eve...

Apr 25, 2019 by Paulina Khess

Victim of chits (Shriram Chits ) ^Closed

My mother opened chits of * in Shriram Chits Fund Company stating Rs. ****** of ** months EMI. After a bid of Rs. ****** they deducted Rs. ***** as insurance for each respective chits. We received Rs. ******. We paid ** months EMI of approx Rs...

Apr 23, 2019 by Chintada satish

Cheated by the company (Deal Money) ^Closed

Sub:- Regarding cheated by Deal Money for selling the health product for resolving my dispute life insurance of different ** company now these all products to be returned back and release the amount to undersigned With the reference of above s...

Apr 18, 2019 by PARTHA BEJOY CHATTERJEE

Back my amount (SBI Life Insurance ) ^Closed

sir this is my police details my policy is lapes my total amount ****** rs something iam also paid by premium per months but sbilife insurance told your total amount is lapes anything are not so please help me registered my complement...

Jun 06, 2018 by Sanjay Pal