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Kotak bank limited - kotak bank recovery agent harassement

Tejashree S filed complaint against Kotak bank limited on Jun 19, 2023

Hi, I had taken loan before marriage in **** of *lakhs, and had a very good credit score and was paying EMI till march **** until this corona pandemic started and I lost my job. I even suffered from pandemic and went in depression from continuous calls from Kotak bank recovery agents. I even tried for suicide because of the mental harassment and it was just first yr of my marriage life. My husband moved me to native in fear of my mental condition. And post that we have been asking for time from bank for payment or restructure of loan amount. But no positive response from them. My husband even kept my ancestor property for sale to clear this loan and informed same with recovery agent. But he is not ready to listen and *days back he arranged some constable and made a call from them saying a case will be filed against my husband and he as to come to station now. Once my husband reach station they have ill treated him and threatened him of beating and humiliated him. And forcefully made him write a promiser letter saying will be paying *,**,*** in next * months(**k each month) and also call came from police station after *hours asking for *k amount. My husband is the only person earning for family and I have medical issues (diabetic) and his salary is **k. How can we pay **k with this income? Please help me to reduce my stress and because of this my marriage life is being disturbed. And not sure even if my husband gives me divorce because of this situation. Please help me.

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Complaint Status

Resolution Demanded:

Apology letter from company

Damages for loss and agony

Kotak bank limited

5

Total Complaints

2

Total Resolved

40.00%

Consumer Satisfaction

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