DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, NAGPUR New Administrative Building 5th Floor, Civil Lines, Nagpur-440 001 0712-2548522 Complaint Case No. CC/162/2016 1. SOMPRAKASH RAGHUNATH NAYYAR R/O. LAJWANTI NIWAS, KASHMIRI GALI, NAGPUR Nagpur Maharashtra ...........Complainant(s) Versus 1. THE ORIENTAL INSURANCE CO. LTD. , THROUGH DIVISIONAL MANAGER 15, ADD, COMPLEX, MOUNT ROAD, EXTENSION, SADAR, NAGPUR. Nagpur Maharashtra ............Opp.Party(s) BEFORE: HON'BLE MR. VIJAY C. PREMCHANDANI PRESIDENT HON'BLE MR. NITIN M. GHARDE MEMBER For the Complainant: SHRI. A.P. GERA, Advocate For the Opp. Party: Adv. Mrunal Naik. Dated : 02 Jan 2018 Final Order / Judgement (?????? ?????? : ????. ???? ??????????? - ??. ???????? ????? ????????????) 1. ???????????????? ???????? ????????????? ?????? ??????? ???????, 1986 ????? ??? 12 ??????? ????????? ?????? ???? ?????? ???? ????????????? ?????????? ??? ??? ??? ??, ???????????????? ??????? ???? ???.????-31/????-9684 ????? ???? ?????? ???.181100/31/2010/3087 ???????? ????????? ????? ????. ??? ??????? ????? ??.10.10.2009 ???? ???????????, ??????? ???????? ???? ????. ????? ??????? ???? ??????? ??????? ????. ???? ?????????? ?????????? ??????? ???????? ?????? ??????? ??????????? ????? ???????? ??????? ???????? ???????? ???? ???????????-23/2010 ???? ???? ???? ????. ?????? ???????? ??????????? ? ???????? ???????? ????? ????????? ??? ????. ???????????????? ????? ???????? ????????? ???????? ???????? ???????? ?????? ????? ? ????????? ?????????? ???? ????. ????? ???????? ??????? ??????????????????? ??????? ???? ?????? ???? ??? ????? ???????? ???????????????? ?????? ????. ???????????????? ?????????? 2015 ?????? ???? ???? ???????? ?????? ??????? ???? ????????? ??????. ???????????????? ?????????? -23/2010 ?????? ????????? ??????? ???????? ??. 28.04.2015 ???? ?????????? ?????? ???? ????. ??? ?????????? ???????? ???? ???.5/2015 ????. ???????? ??????? ???????????????? ???? ????????? ?????????? ???????????? ??????? ?????? ???? ???? ???? ? ???????????????? ???????? ????????? ??????? ??????? ????????? ?????? ???? ? ???????????????? ??.5,80,000/- ?? ?????? ????. ????????? ???????????????? ???????? ??????? ??????????? ???? ?????? ????? ????. ??? ???? ?????? ???????? ???????? ??????? ??.11.01.2016 ????????? ???????????? ???????. ??????? ???????????????? ??? ?????? ????????? ???? ?????? ???. 2. ???????????????? ???????? ??? ????? ???? ??? ??, ???????? ??????? ??????????????? ???? ???????? ???? ?????? ??.8,00,000/- ????????? ????????? ???? ??????? ???? ??????????????? ????????? ???????, ?????? ?????????? ?????? ????? ? ????????? ???? ?????????? ???? ???????. 3. ???????????????? ?????? ??????? ???? ???????? ??????? ????? ?????????? ???? ????? ????????? ???. ???????? ??????? ????? ???????? ???? ???????? ??? ???? ? ?????? ???.9 ?? ???? ?????????? ???? ????. ???????? ???????? ??????? ???????????? ??? ??? ???? ??? ??, ???????????????? ??????? ?????????? ???????? ????????? ???? ?????? ????? ???? ? ???????????????? ??????? ??.10.10.2009 ???? ????? ???? ? ????? ??????? ???? ???? ????? ??? ???? ???? ??????? ????. ???? ??????? ??????????? ????????????, ???? ???.??-26/2010 ??????????? ? ???????? ???? ????? ???????? ???? ???? ???? ????. ???????????????? ???????? ??? ???? ??????? ???????????? ??? ???? ? ???????? ???????? ???? ???? ???? ??????? ???? ?????? ? ???????? ???? ????? ???????? ???? ????? ????????? ??? ???? ? ?????????????????????? ???? ????? ????????? ??? ????. ??????????? ????? ????????????? ?????-5/15 ???? ???? ????. ??????????? ? ???? ??????????? ??????????? ???????????? ??????????? ????? ?????? ???? ??????????? ?? ?????? ???????????????? ???? ?????. ??????????? ? ???? ??????????????? ????????? ??????????????????? ???????? ???? ?? ??????? ???????. ??? ?????? ??? 11 ?????? ?????? ?????? 1908 ??????? ????? ???????? ????? ???. ??? ???????? ??????? ?????? ???? ????? ????? ???????????? ???.-??-23/2010 ?????? ??????? ???? ? ??????? ?????? ??????? ??? ??????? ??? ?????? ????? ????????? ????? ???. ???????????????? ???????? ??????? ???? ???????? ?????? ??? ??????? ????? ?????? ????? ????????? ???? ??? ?????? ????????? ????? ???. 4. ??????????????????? ???? ??????, ?????????, ???????? ?????????? ???? ?????? ?????????? ???? ??? ???????? ???? ? ????? ????????? ????????? ??? ???? ????????? ????? ?????? ????????? ????????? ???. ?????? ????????? ??????????? ?? ???????? ???????? ?????? ???? ??? ? ???. ??? ?????? ??? 11 ?????? ?????? ?????? 1908 ??????? ????? ???????? ????? ??? ??? ? ???. ????? ???? ??? ? ????? ????????????. - // ??????????? // - 5. ?????? ???. 1 ?????- ???????????????? ??????? ???? ???.????-31/????-9684 ????? ???? ?????? ???.181100/31/2010/3087 ???????? ????????? ????? ???? ?? ??? ??? ???????? ?????? ???? ??????????? ?? ???????? ???????? ???????? ??? ?? ?????? ????. ??? ?????? ???. 1 ?? ?????? ?????????? ????????????? ??? ???. 6. ?????? ???. 2 ?????- ???????????????? ??????? ?????????? ???????? ????????? ???? ?????? ????? ???? ? ???????????????? ??????? ??.10.10.2009 ???? ????? ???? ? ????? ??????? ???? ???? ????? ??? ???? ???? ??????? ????. ???? ??????? ??????????? ????????????, ???? ???.??-26/2010 ??????????? ? ???????? ???? ????? ???????? ???? ???? ???? ????. ???????????????? ???????? ??? ???? ??????? ???????????? ??? ???? ? ???????? ???????? ???? ???? ???? ??????? ???? ??????. ???????? ???? ????? ???????? ???? ????? ????????? ??? ???? ? ?????????????????????? ???? ????? ????????? ??? ????. ??????????? ????? ????????????? ?????-5/15 ???? ???? ????. ??????????? ? ???? ??????????? ??????????? ???????????? ??????????? ????? ?????? ???? ??????????? ?? ?????? ???????????????? ???? ????? ?? ??? ???????????????? ???? ?????? ? ?????? ???.2 ?? ???? ??????????????? ?????? ????. ??????????????????? ???? ?????? ???.2 ???? ???????????? ??? ???. ??-23/2010 ??? ????? ?????? ????? ???? ??.11.12.2014 ?? ??????? ??????? ??? ????? ??? ??, ???????? ??????? ??????? ????? ? ???? ????? ?????? ????? ???????? ???? ?? ???? ??????????? ???? ???? ????????? ????? ??? ?????? ?????? ????? ???? ? ???? ??????? ?????? ???? ?????? ????????? ???? ???? ????? ????? ??????? ???? ???? ???? ????????? ????? ???? ??? ??????? ???. ??? ???? ??????????? ???????????????? ????? ??????? ???????? ??????????? ?????? 5/15 ???? ???? ???? ?? ??? ?????. ??? ???????? ???????????????? ??????????? ??? ???? ?????? ?? ???????????????? ??? 3 ?????? ??????? ????? 1986 ?? ??????? ????????? ??? ?????????? ?????? ???. ??????? ??? ????????? ??? 11 ?????? ?????? ?????? 1908 ???? ??? ????. ???????? ??????? ??? 11 ?????? ?????? ?????? 1908 ???? ???? ??????? ??? ?????? ?? ????? ???? ??? ???? ? ????? ????????? ????? ??? ??? ???? ??????. ????????? ?????????? ????? ?????? ????? ?????? ?????? ??? ??????????? ???????? ???? ????? ??? 3 ?????? ??????? ????? 1986 ?? ??????? ????????? ??? ?????????? ?????? ?????? ????? ???. ????? ??????? ???????? ??? ??????????? ?????? ???? ???? ?? ??? 11 ?????? ?????? ?????? 1908 ?????? ???????????? ???? ????. Section 11 of C.P.C. ?11. Res judicata ? No Court shall try any suit or issue in which the matter directly and substantially in issue has been directly and substantially in issue in a former suit between the same parties. Or between parties under whom they or any of them claim, litigating under the same title, in a Court competent to try such subsequent suit or the suit in which such issue has been subsequently raised, and has been heard and finally decided by such Court?. ????????????-??-23/2010 ???? ????????? ????? ?????? ???????? ??????? ??????? ??????????? ????? ??????? ?????? ?????? ??????????? ???? ???? ???? ??? ????. ?? ???????? ?????? ????????? ????? ???? ? ?? ?????? ?????? ???? ? ???????? ??????? ??????????????????? ???????? ???? ???, ??? ?????? ???? ??? ?????? ???? ????????? ????? ???. ????????????-??-23/2010 ??? ????????? ????????? ??? ?????? ???????? ?? ?????? ????????????? ???? ??? ?????? ?? ???. ???? ??? 11 ?????? ?????? ?????? 1908 ?? ???????? ???? ???? ? ?????? ????? ???????? ????? ???. ??? ?????? ???.2 ?? ?????? ?????????? ????????????? ??? ???. 7. ?????? ???.3 ?????- ?????? ???. 1 ? 2 ?? ??????????? ????? ??????? ????? ???? ????? ????????? ??? ???. - // ????? ???? // - 1. ???????????????? ?????? ??????? ????????? ??? 12 ??????? ???? ?????? ???????? ?????????????? ????? ????????? ????. 2. ??? ???????? ????????? ???? ?????? ??? ?????. 3. ??? ?????? ??? ??????? ????? ???? ???????? ??????. 4. ???????????????? ????????? ??? ? ??? ???? ??? ?????. [HON'BLE MR. VIJAY C. PREMCHANDANI] PRESIDENT [HON'BLE MR. NITIN M. GHARDE] MEMBER