YOGESH MORE filed complaint against AU Small Finance Bank on Sep 27, 2023
Dear Sir/Ma'm,
I am using AU Small Finance bank Credit Card for a while now. Card name is Zenith card. Card was delivered with Priority pass for free airport lounge access. I have used priority pass on domestic airports * times during the tenure of * months. As a customer, I was under impression that with Priority Pass it is free to access airport longues. I used it for first time at domestic airport, they have charged some amount at the backend, and I was not aware because there was no deduction message from the bank. So my impression stayed it is free to use. I kept on using it multiple times. After * months, there is a statement triggered with charges on availing priority pass. The charges were very high as compared to services I have availed at the airport. Even for single bottle of water I used priority pass. Looking at the cost it is far higher than regular charges which Lounge charges for paid customers which is Rs.****/- maximum but Priority Pass charged me Rs.*,***.**/- plus GST Rs.***.**/- charged separately.
I have loged complaint with the bank over calls, emails but I did not receive proper response from them on why I was not made aware about transactions being happened which are paid at the Airport Lounges. Also, I had requested for evidences about customer knowing about usage of Priority Pass. Requested to reverse the charged amount of Rs.**,***/-.
Break-up:
Priority Pass Usage Charges Jul-** *,***.**Dr.
Priority Pass Usage Charges Jul-** *,***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
Priority Pass Usage Charges Jul-** *,***.**Dr.
Priority Pass Usage Charges Aug-** *,***.**Dr.
Priority Pass Usage Charges Aug-** *,***.**Dr.
Priority Pass Usage Charges Aug-** *,***.**Dr.
Priority Pass Usage Charges Aug-** *,***.**Dr.
Priority Pass Usage Charges Aug-** *,***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
GST CHARGES ***.**Dr.
Total: Rs.**,***/-
My major complaint is against * following points, and expect the reversal of charged amount.
*. Why it was not made sure that customer is aware about using Priority Pass is not free at the domestic (India) aiports.
*. Why there were no transaction alerts being made on the same day or time to make customer aware about the charges.
I have raised compaint with the bank but did not receive proper responses. Attaching evidences as well.
*. Customer Care compaint number ******* - ticket was closed with no proper resolution, when asked about why it was closed, then customer care executive said, our sales person confirmed about the communication verbally. I asked about produce the evidences then he kept mum and hung up saying he was transfer the call to his senior executive.
*. Email complaint made at creditcard.support@aubank.in - I have received standard responses from them but not the answers for the questions I asked.
I have tried to reach RBI for the same but site is under maintenance. https://cms.rbi.org.in/.
Attachments attached:
*. On call complaint evidence
*. On email complaint evidence
*. Statement of transactions
Kindly help and guide on this to how to take this up on refund. Please let me know in case you need any more information or evidence.
Thanks,
Yogesh More
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