Bank of Maharashtra - Request for Extension on Crop Loan Repayment Due to Financial Hardship

Respected Sir/Madam,

I, Ramesh Zipru Sable, a farmer residing at Mu. Jamle (Ha), Dalwat, Taluka Kalwan, District Nashik, am writing to respectfully inform you of my current financial difficulties and to request your kind consideration regarding the repayment of my crop loan.

I had taken a crop loan of Rs. *,**,*** from your esteemed bank. The details of my account are as follows:
Account No.: ***********
IFSC Code: MAHB*******

Bank Of Maharashtra

Over the past * to * years, I have suffered continuous crop failures and agricultural losses. Farming is our sole source of livelihood, and the repeated losses have placed me and my family under immense financial strain. Consequently, I am currently unable to repay the loan.

Recently, I was visited by bank officials who informed me that legal action has been initiated against me. This has added significantly to my emotional and mental distress. Please understand that I am not avoiding my responsibilities — I am fully committed to repaying the loan once my financial condition improves.

I also wish to express my disappointment regarding the government's promised loan waiver, which has not been implemented effectively, leaving many farmers like myself in a desperate situation. If any unfortunate event befalls me or my family, I will hold the Bank of Maharashtra, Kanashi Branch, accountable for the excessive pressure and mental harassment.

In light of the above, I earnestly request you to kindly consider my case sympathetically and grant me an extension of time for loan repayment. I assure you that I will repay the loan as soon as I am in a better financial position.

Thank you for your understanding and support during this difficult time.

Yours faithfully,
Ramesh Zipru Sable
Address: Mu. Jamle (Ha), Dalwat, Tal. Kalwan, Dist. Nashik
Mobile No.: **********