Goin My Way - Refund

This co. got me into the deal in a hurry, and then they took ** k as token money for booking hotel and flights, in return they showed us hotel booking ref with no attchment that hotel has recieived the amount and showed flight details without PNR No. with no assurance that flight has been booked. then after few days they are asking us to havr mandatory covid insurance if we do not opt for it thr are chances that when we reach maldives and we tested positive then all the quarantine expenses well be beared by us so its better to take up the insurance to be safe in advance. We have this trip planned for May'** they are asking all this money without any bill or proofs of flight pnr and resort where they have paid this ** k to reserve the resort in adv.