Jalan chemical industry - High rate of interest and stealing personal data of students

I have taken a loan from Mpokket the principle amount was **** but do to some personal issues i was in village now they added huge amount of penalty and made it ***** that means they are charging **.*% of interest per month which is very illigally prohibited and more over the steal private information for the mobile of students which is so pathetic they steal private pictures and contact number and start abusing and harrasment in which a student may Decide to sucide please take appropriate actions instant loan apps they are recently registered with NBFC but they cannot charge **.* percent of interest and more over how dare they are to steal private information which includes personal pictures from students