Mpokket - High interest rate

Sir, I have taken loan from m pocket during my collage days, for different collage needs and purposes.
For a year I have taken loans and repayment history was also very good.
I have taken the first *** for exam fees and to reapay it, I am was forced to taken the next loan of **** and this goes on and finally leads to a credit of *****.
My total repayment history shows I have paid an amount of ***** as interest itself.
When the link lock down hits and everything was shud down on last march ****. I have a loan of rs ****.
How can a student like me can pay this amount during the lock down days which leads to a cibil failure and now they are asking me to pay rs **thousand insted of the **** taken.
More than *** % intrest rate within an year.
They are calling everyday and harrassing and blackmailing me to pay ***** insted of ****.
Sir any solutions ?
This is how poor students like us get trapped in dept.
I am getting mentally ill due this.
Please take any necessary steps.