Imtiaz Ahmed filed complaint against Zest money Pvt Ltd on Jun 12, 2024
I took a consumer loan in **** and was not able to pay for more than * months. After which collection manager gave me settlement offer to pay * EMIs and one EMI will be waived off. For which I paid * EMIs but the account was not closed and since then more than *** executives have been harrassing me through phone and whatsapp messages. Detailed conversion with collection manager given below:
**/**/**, *:** pm - +** ***** *****: FROM ZESTMONEY
This is final time we are asking for a payment.....this will be last msg from us,,,
If u really not interest to pay emi, then be ready with ur outstanding amount,today i need to update in cibil also......might be ur account will be hold, field will visit ur register address and office,,,,,,
i was asking pay *emi and take time for further emi,,,,,,,,so be ready to face field department
**/**/**, *:** pm - Ahmed: Hello boss why are you threatening me. Payments are done for last * months and shared with your representative. If you threaten then I will file a legal case against you and your company.
**/**/**, *:** pm - +** ***** *****: Sir I need Dec full statement
**/**/**, *:** pm - +** ***** *****: Check ur statement
**/**/**, *:** pm - +** ***** *****: First
**/**/**, *:** pm - Ahmed: Will send in ** minutes
**/**/**, *:** pm - +** ***** *****: sir **th nov in ur account was *.**rs ........how come ur loan has been debited
**/**/**, *:** pm - +** ***** *****: finance team is asking this
**/**/**, *:** pm - +** ***** *****: *st dec
**/**/**, *:** pm - Ahmed: ***** was already in my account * Re got credited on **th November by the bank. Ask your team to check properly.
*****.**+* = *****.**
*****.**-*****.** = *****.**
*****.**-*****.** = ***.**
**/**/**, *:** pm - +** ***** *****: sir why cant u send me **days full bank statement
**/**/**, *:** pm - Ahmed: Which ** days i have shared you from **th November to **th December.
**/**/**, *:** pm - +** ***** *****: no
**/**/**, *:** pm - Ahmed: Tell me the dates you want the statement. I will send that.
**/**/**, *:** pm - +** ***** *****: i need full statement
**/**/**, *:** pm - +** ***** *****: send me nov to dec end
**/**/**, *:** pm - Ahmed: December maximum I can take is till previous day. Same day it is giving me error.
**/**/**, *:** pm - +** ***** *****: SIR GO TO BANK AND SEND ME ALL THE STATEMENT
**/**/**, *:** pm - Ahmed: I am not in Bangalore as I have relocated to Mysore for new job. I work between * am to * pm Monday to Saturday. I can't go to bank, can only download statement online and send.
**/**/**, *:** pm - +** ***** *****: THAT IS NOT THE STATMENT SIR
**/**/**, *:** pm - Ahmed: Then what is that?
**/**/**, *:** pm - Ahmed: When I took the loan that time I uploaded similar online bank statement.
**/**/**, *:** pm - +** ***** *****: Sir please call me tommo I will explain
**/**/**, *:** pm - Ahmed: I spoke to bank why the amount was not deposited to zest account. They confirmed that one amount got credited to your bank account. One more has gone into suspense which they are investigating and will confirm in * to ** days.
**/**/**, *:** pm - +** ***** *****: Till then ur file will not be with us
**/**/**, *:** pm - Ahmed: Can't help it is banking issue, i paid the amount from my side. Did you get the amount of *****.**.
**/**/**, *:** pm - +** ***** *****: No
**/**/**, *:** pm - +** ***** *****: Pay I emi
**/**/**, *:** pm - +** ***** *****: U got return
**/**/**, *:** pm - +** ***** *****: My finance team is scolding my manager
**/**/**, *:** pm - +** ***** *****: That amount has been reversed to customer
**/**/**, *:** pm - +** ***** *****: Customer is making fool to u guys
**/**/**, *:** pm - Ahmed: I didn't get the amount reversed back
**/**/**, *:** pm - Ahmed: I am a genuine customers of your company from past * years. Why will I make fool of you guys
**/**/**, *:** pm - +** ***** *****: because of that statment sir
**/**/**, *:** pm - Ahmed: Show them this, it is showing in my app. It was not my fault, the amount went into suspence account hence it didn't get credited.
**/**/**, *:** pm - Ahmed: I had taken ** loans in last * years and paid everything before due dates. How can you say that i am making fool of you. This clearly shows that zest money is not trust worthy company. Once the other amount is credited and last payment is done this month i will never use your app in my life. I had lost my job still i arranged the amount and paid. Seriously your company don't have humanity.
**/**/**, *:** pm - +** ***** *****: Hi sir from Zestmoney, We understood u had some problem for delaying dues, so we came up with settlement offer for u,,,,so u can pay ones n close the account,,,,, you can pay * EMIs and we will waive off * EMI as settlement.
it will be helpful for u, because we waited from last *month....
**/**/**, *:** pm - Ahmed: I have to wait for the other amount to either get credited to you or reversed back to me
**/**/**, *:** pm - +** ***** *****: For us it won't come
**/**/**, *:** pm - +** ***** *****: It will credit for back for u
**/**/**, *:** pm - Ahmed: Today you have got one payment which was credited which is *nd EMI as per settlement.
**/**/**, *:** pm - Ahmed: Did you check
**/**/**, *:** pm - Ahmed: It has got updated in my zest account
**/**/**, *:** pm - +** ***** *****: checking wait sir
**/**/**, *:** pm - +** ***** *****: yes updated tnx for ur payment
I am very pleased with Voxya. They helped me resolve my issue without much hassle. Very impressed and satisfied.
- Preeti Anandan
My two years of blood & sweat got valued finally with Voxya. I got a full refund with no hustle after they received notice.
- Sachin A Rosario
File a Complaint today and let our
experts help you in taking
legal action and getting resolution.