Royal Sundaram General Insurance Company ltd - Compensation

*. INTRODUCTION.

I, Kashinath Sabanna Khakee, a resident of Ambernath West, Thane District, Maharashtra, am filing this complaint under Section ** of the Consumer Protection Act, ****, against the Royal Sundaram General Insurance Company Ltd., Advocate V. Somashekar, and Swarna Bharathi Sahakara Bank Niyamitha, for cheating, financial fraud, and unauthorized withdrawal of my rightful compensation amount of ₹*,**,***, which was awarded to me after a serious road accident and Lok Adalat settlement In ₹*,**,***/- dated on **/**/****. Despite continuous efforts for several years, no justice or resolution has been provided.

*. TRANSACTION
DETAILS NAME : KASHINATH SABANNA KHAKEE
DATE OF INCIDENT : **/**/****
AMOUNT WITHDRAWN : *,**,***/-
KYC RECORD NAME : RAMESH BABU
BANK BRANCH : SWARNA BHARATHI SAHAKARA BANK NIYAMITHA
BANASHANKARI BENGALURU CITY KARNATAKA -******

*. NATURE OF COMPLAINT


ROYAL SUNDARAM GENERAL INSURANCE COMPANY LTD
*. I the undersigned Kashinath Sabanna Khakee petitioner as per court record KASHINATH ALIAS KASHINATH KHAKE have filed the case no **/****. Reg. no. **/**** with CNR No. KABC************ to claim the claiming compensation against the accused respondent Mr. NARAYANASWAMY S/o VENKATARAYAPPA (Driver of PRATHAP P BUILDING MATERIAL SUPPLIER) from Yalagalahalli village, Peresandra Post, Chikballapura TQ. Karnataka. And ROYAL SUNDARAM ALL INSURANCE COMPANY . LTD.
*. Sir accident had been tookplace on **/**/**** at SADAHALLI JUNCTION, B.B. ROAD, NH *, BENGALURU CITY, KARNATAKA ******. With a truck (KA** ****) when I was on drive with my friend Mr. BASLINGAPPA S/o NINGAPPA on his bike on backside position of him on the bike (KA ** JF****) hit and crushed the bike and MY RIGHT AND LEFT LEG which effected completely on my right leg.
*. With and through police investigation I had been admitted in APURVA MOTHER AND CHILD HOSPITAL, B.B. ROAD, YELAHNKA, BENGALURU – ** by my relatives SHIVAMMA MAHADEV MEHTRE (Mother), Mr. BASAPPA KATMALLI (Grandfather), NAGAPPA (Baslingappa’s brother). I came in to conscious after TWO DAYS from accident.
*. To file the case against the accused my mother and grandfatherwith Nagappa hired the Advocated MR. V. SOMASHEKAR, Res. Yelahnka. Bengaluru who filed the case on **/**/****. After the hearing dates **/**/****, **/**/****, **/**/****,**/**/****, **/**/**** and **/**/**** finally decision had given on *th July, **** BEFORE THE LOK ADALATH with settlement of six lakhs rupees to me as claim compensation from respondent *.Royalsundarm all Insurance co ltd and *. prathap p Buliding material supplier. Where Respondent * agreed to deposit *,**,***/- (Rupees Six Lakhs only) as full and final settlement of compensation to me(petitioner) and to release Rs. *,**,***/- (*ne Lakh Rupees) deposit at any Nationalised Bank for a period of * years and remaining amount shall be released in favour of the petitioner i.e. myself
*. According LOKADALAT decree/award *,**,***/- (One Lakh Rupees) security deposit and remaining compensation amount of *,**,***/- (five Lakh Rupees) has been not deposited in my any nationalised or co-operative bank Account. My lawyer Mr. V. SOMASHEKAR has not responded and simply denying to explain cause or reason about my compensation amount and security deposit. Complaint Regarding Fraudulent Accident Claim Settlement Without My Knowledge I am writing this to bring to your attention a serious case of fraud committed in my name regarding an insurance compensation claim following a road accident I was involved in a road accident on **-**-**** a claim was filed under royal Sundaram general insurance company ltd for compensation I had appointed an Advocate V Somashekar to assist in the legal proceedings however without my knowledge of consent the advocate fraudulently signed documents and allegedly settled the insurance claim nature of the fraud I was never informed about the settlement proceedings by the advocate or the insurance company I did not receive a single rupees of this amount and the compensation amount was credited to that account the bank also failed to verify or inform me about such a transaction or account I have been cheated out of my rightful insurance compensation the settlement appears to have been completed through fraud ,forgery, and misrepresentation in collusion between the advocate and possibly other parties I request the insurance ombudsman to investigate this matter thoroughly and take action against the parties involved I also request the reopening of my claim of reimbursement of my rightful compensation amount as I have been denied justice I request you to kindly look into this matter urgently and guide me on how to proceed with reclaiming my rightful compensation
ADVOCATE V SOMASHEKAR
*. **/**/**** Dated on Advocate V. SOMASHEKAR had threatened and Snatched RESPONDENT CHEQUE of *, **,***/- (Rupees five lakhs) from my hand in the court premises and I didn’t note cheque number even he had also collected another blank cheque and papers with my signature, PAN card and ADHAR Card copies with Originals which he had returned on next day through his wife Adv. Mrs. SOMASHEKAR at same court premises. He had not given any acknowledgement of amount or cheques to me. And **/**/**** dated on Shridhar Babu (witness) Mobile no is -********** this day present in City Civil Court parking Area Advocate V. SOMASHEKAR has Cheated me financially and on the Contrary, he has threatened me saying that he will not pay. And he said you do Complaint to the Police Station, Report to the Human Rights Commission, Report to Modi or else go Anywhere you can do nothing Against me, you will not be able to do anything to me”. From that day many years I Complained against him at Banashankari Police Station, Halasuru Gate Police Station and Human Rights Commission in Karnataka But I have not received any Satisfactory Response. Even after I have Called number of time and urged him for insurance money. I have asked for the bank’s information many times in the Court of Small Causes Bengaluru under the Act **** of Right to Information. The Court have also misled me by giving wrong and incomplete information which had Proved with the Response of the SBI Bank of Bengaluru about the Bank details concern to * lakhs Amount Cheque of Compensation
*. I have been cheated by my lawyer who snatched my cheques and open account secretly which wasn't known to me. .He scared me when I asked the lawyer about the claim amount. Even then throughout many years i wrote letters I made the phone calls again and again even though the lawyer did not tell me about insurance claim amount. Even about Bank where he withdrawn the amount of Insurance even misguided me by giving wrong information and record about Bank details. So just sir today i am physically and mentally got harassment by him and now my physical condition is very worse because of discontinued treatment. I want justice by getting claim amount and legal action against lawyer... Such thing should not be happen with any other clients who especially faces problem like me.
*. I humbly request you to take legal Action UNDER THE ADVOCATES ACT **** SECTION ** AND THE RIGHTS OF PERSONS WITH DISABILITY ACT **** against Advocate V. SOMASHEKAR So that such fraud Repeated with any Another Victim.My life is in great danger to go to Karnataka State Court. I have a definite fear that going there for justice may cost me my life. So lastly I shall obliged to Take a Quick Action and do Needful with justice As Early As Possible because I am helpless Physically and Nobody is to look After me for My Medical Treatment and I am feeling Near to Death. So Please help me to live as a Resident of Ambernath from Birth last ** years.
*. Today I AM **% disabled. One of My legs is Completely intact. I can’t work Anywhere. My livelihood is Completely becoming Dependency and hard. I have only become Dependent due to Accident. Now My treatment is also Stopped because My financial situation is too bad to take treatment. My Mother runs the house by doing daily wages, she is finding it very difficult to Run the house. So, My treatment is stopped and today I have been Harassed Physically and Mentally I urge for justice to get Compensation for the Damage Caused by the Accident.

**. Sir My Advocate Who Has Cheated And Did Injustice With Me Should Be Given Legal Punishment As Per Law So That He Cannot Cheat And Do Injustice Like This Again With Any Other Clients.
SWARNA BHARATHI SAHAKARA BANK NIYAMITHA
**. I am writing this letter to formally raise a serious complaint regarding the unauthorized withdrawal of ₹*,**,***/- from my bank account maintained at your branch
**. I am the account holder of Account No. ************ and to my shock, I recently discovered that an amount of ₹*,**,***/- has been Amount is withdrawn by Mr Ramesh babu as per our records we have the kyc of the person come to withdraw the amount from my account without my knowledge, consent, or authorization on **/**/**** I immediately contacted the bank staff regarding this matter on **/**/**** but till now, no clear explanation or resolution has been provided. This situation has caused me immense stress, inconvenience, and financial hardship. I kindly request the following actions be taken immediately: Initiate a detailed investigation into the unauthorized transaction. Provide a written report of findings. Reverse the deducted amount or take necessary legal steps for recovery. Take strict action against the staff/person responsible, if any internal lapse is found. Please treat this matter as urgent, and inform me of the progress at the earliest. If I do not receive a satisfactory resolution.Thank you for your immediate attention to this serious matter