Cognate Health Services pvt ltd. - Cheating by Cognate Health Services pvt ltd, New Delhi 59.

This company provides Insurance cover for OPD expenses and Lab Tests. They entrap people thru false and misleading commitments and once premium is paid, Cognate simply refuses to reimburse as per contract and when you ask for refund, that too is denied.
Fraud *) The free look Period in writing is ** days but when you ask for refund within ** days, it's denied, now they say oh, free look Period was only ** days. Big Fraud.

*) ** % of each Chemist bill will be reimbursed, when you present bills, it's denied by saying that only empanelled Chemists are reimbursed,though at the time of signing, non empanelled Chemists were also eligible.

They need to be stopped, have cheated hundreds.

I submitted bills worth *****/ and after much haggling n requests, reimbursed only ****/*
I do not want ****/.Ready to return, I want that they should settle all pending complaints, of hundreds, and refund the money.