Home Credit India
- Levying heavy interest without prior intimation Open
Remya KR filed this complaint against Home Credit India on Sep 18, 2020
Resolution Demanded:
Apology
Replaced
Damages
I had purchased personal loan from home credit India i n Oct **** for ****** @**% interest/pa for ** months term at emi Rs ****/pm. I paid emis till march on time and opted moratorium for * months (April** to Aug**, ******=*****). Now as per their records, I am liable for Rs ****** principal amount, (***** is interest for moratorium period of * months) @**% for ** months term without having any intimation to me while restructured. it means I have to pay approximately Rs ****** in total for just Rs ****** of principal amount. For the first time, I asked them through mail regarding the details, they said you have to pay this amount since you opted for moratorium. I sent many mails that I would give complaint, now they say it is because of technical issue.
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