Union Cooperation Minister Amit Shah took a significant step on Tuesday by introducing the ‘CRCS-Sahara Refund Portal.’ This online platform aims to assist more than 10 crore depositors associated with the Sahara Group in reclaiming their funds within a span of 45 days.

Describing this moment as historic, Shah assured depositors that they would receive their refunds within 45 days of registering on the portal. The Union Home Minister emphasized that the launch of the Sahara Refund Portal marked the commencement of the process to return the funds, which had been entangled in four cooperative societies of the Sahara Group.

In a move to alleviate the concerns of 10 crore investors affiliated with the four cooperative societies, the Central government announced on March 29 that the money would be repaid within nine months. This decision was reinforced by a Supreme Court order, directing the transfer of Rs 5,000 crore from the Sahara-Sebi refund account to the Central Registrar of Cooperative Societies (CRCS).

Introducing the CRCS-Sahara Refund Portal

Here’s a comprehensive guide to the CRCS-Sahara Refund Portal launch:

Depositor Information:

• Approximately 2.5 crore individuals have deposits of up to Rs 30,000 in four cooperative societies: Sahara Credit Cooperative Society Ltd, Saharayn Universal Multipurpose Society Ltd, Humara India Credit Cooperative Society Ltd, and Stars Multipurpose Cooperative Society Ltd.
• The refund portal, developed by a subsidiary of IFCI Ltd, facilitates the submission of legitimate claims by the depositors associated with these cooperative societies.

Website and Registration:

• The portal, officially launched by Amit Shah, can be accessed at mocrefund.crcs.gov.in.
• Depositors are required to visit the website to initiate the refund process.

The toll-Free Number of the CRCS-Sahara Refund Portal is 1800 103 6891 / 1800 103 6893.

You can call on the above number if you’re getting any technical issues during the registration process for the CRCS-Sahara Refund Portal.

Refund Details and Process

The Ministry of Cooperation released a statement on July 17, clarifying the refund procedure for genuine members and depositors of the Sahara Group of Cooperative Societies. As per the statement:

“To address the grievances of genuine members/depositors of Sahara Group of Cooperative Societies for payment of their legitimate deposits, the Ministry of Cooperation had filed an application in the Hon’ble Supreme Court of India. The Hon’ble Supreme Court vide its order dated 29th March 2023 had directed that Rs. 5000 Crores be transferred out of the ‘Sahara-SEBI Refund Account’ to the Central Registrar of Cooperative Societies (CRCS) for disbursement against the legitimate dues of the genuine depositors of the Sahara Group of Cooperative Societies.”

Amit Shah stated that depositors would initially receive refunds up to Rs 10,000, and the amount would be increased for those who have invested larger sums. The initial phase, with a corpus of Rs 5,000 crore, will cater to the needs of 1.7 crore depositors.

Shah further explained that once the initial corpus is utilized, the government will approach the Supreme Court to request additional funds for processing the refunds of depositors with higher investment amounts.

How to Claim Refunds via the CRCS-Sahara Refund Portal?

Amit Shah outlined the essential steps for depositors to reclaim their funds from the CRCS-Sahara refund portal:

Aadhaar Registration: Depositors must ensure they have Aadhaar registration linked to their mobile numbers.

Aadhaar-Bank Account Linking: It is essential to link Aadhaar with the bank account where the refund amount will be deposited.

Receipt Details: Depositors need to provide accurate receipt details during the refund process.

Form Submission:

Depositors should download the form provided on the portal, fill it out accurately, and re-upload it for processing the refund.

By following these steps, depositors can initiate their refund claims efficiently through the user-friendly CRCS-Sahara Refund Portal.

You can also approach consumer court using Voxya, India’s trusted platform for resolving consumer complaints. It helps consumers to get a replacement, refund, and compensation from Sahara India.

If you are looking for a refund from Sahara India, File a Complaint Now!

In today’s digital era, online banking has become an integral part of our lives. However, there may be times when you encounter issues or disputes with your bank. Whether it’s an unauthorized transaction, a delayed response from the bank, or any other banking-related problem, it’s essential to know how to file a bank complaint effectively. Fortunately, the Reserve Bank of India (RBI) provides a straightforward and convenient process for filing a bank complaint to RBI. This article will guide you through the steps to file a bank complaint to RBI.

Table of Contents

• Introduction to Bank Complaints
• Understanding the Role of RBI
• Gather Relevant Information
• Contact Your Bank
• Filing a Complaint with the RBI
• Provide Detailed Information
• Follow-Up on Your Complaint
• Escalating the Complaint
• Importance of Documentation
• Seeking Legal Assistance
• Conclusion
• FAQs

Introduction to Bank Complaints

If you are facing a problem with the Bank, it is very important to understand how to address a complaint against the bank properly. Bank complaints can vary from unauthorized transactions and account discrepancies to issues with customer service or loan-related disputes. Filing a consumer complaint against a bank ensures your complaint will be heard and resolved fairly.

Understanding the Role of RBI

The Reserve Bank of India (RBI) serves as the country’s central banking institution and regulatory authority for financial matters. One of its responsibilities is to address customer grievances and ensure the smooth functioning of the banking system. The RBI has established the Banking Ombudsman Scheme, which provides a platform for customers to file complaints against banks.

Gather Relevant Information

Before initiating a bank complaint, it’s essential to gather all relevant information related to the issue. This includes bank statements, transaction details, account numbers, correspondence with the bank, and any other supporting documents that can substantiate your complaint. Having these details readily available will help in providing accurate and comprehensive information while filing the complaint.

Contact Your Bank

In most cases, it is important before filing a bank complaint to RBI, it’s advisable to first contact your bank directly to resolve the issue. Banks have designated customer service departments that handle complaints and disputes. You can reach Bank customer care using the customer care number or customer care email id. Keep a record of the communication, including dates and names of the bank representatives you spoke with, as it may be required later during the complaint filing process.

Filing A Bank Complaint to RBI

If your bank fails to address your complaint satisfactorily, you can escalate the matter to the RBI. The RBI has an online portal specifically designed for filing complaints against banks. Visit the RBI’s official website and navigate to the “Complaints” or “Customer Service” section to access the complaint form.

Steps To File A Bank Complaint To RBI Online

Using the following steps you can file a bank complaint to RBI:

Step 1: Go to the following website: https://cms.rbi.org.in/.

Step 2: Click on File A Complaint Page.

Step 3: You need to fill in a Captcha code and click on the next button.

Step 4: Write the Name of the complainant and Mobile Number.

Step 5: You will get OTP, enter OTP, and validate your phone number.

Step 6: Enter complete detail in the form details and choose the entity against which you want to file a complaint.

Step 7: Enter information related to the Regulated Entity against which the complaint is being lodged/ filed.

Step 8: You need to provide information if you already complain to the bank along with evidence.

Step 9: Enter the complaint category and other details

Step 10: Write your complaint in the box and submit your complaint along with supportive documents. You will receive an RBI Complaint ID.

Provide Detailed Information

When filling out the complaint form, provide detailed information about the issue you are facing. Mention the nature of the complaint, relevant account details, transaction dates, and any supporting documents you have. It’s crucial to be specific and concise while explaining the problem to ensure a clear understanding by the authorities handling the complaint.

How to Track A RBI Complaint Online?

After submitting the complaint, the RBI will acknowledge the receipt and assign a unique complaint number. Keep this number safe as it will be necessary for future references. The RBI typically resolves complaints within a specified timeframe. However, it’s advisable to periodically follow up on your complaint by contacting the RBI’s helpline or checking the status of your complaint on their website.

If you want to check the status of your complaint then go to the following link: Track SBI Complaint

Enter your mobile number and get OTP to track your RBI complaint.

Escalating the Complaint

If you feel that the resolution provided by the RBI is unsatisfactory, you have the option to escalate the complaint further. The RBI allows customers to approach higher authorities within the organization for a review of their complaints. This escalation process ensures that your concerns receive due attention and are thoroughly examined.

Importance of Documentation

Throughout the complaint filing process, maintaining proper documentation is crucial. Keep copies of all communication, including emails, letters, and complaint forms. These records serve as evidence and provide a comprehensive account of your efforts to resolve the issue. Having well-organized documentation will strengthen your case and help you present your complaint more effectively.

Seeking Legal Assistance

In certain complex cases or situations where your complaint remains unresolved, you may consider seeking legal assistance. Consulting with a lawyer who specializes in banking and financial matters can provide you with guidance on the best course of action. They can help you understand your rights, assess the strength of your case, and represent you if the matter requires legal intervention.

You can talk to a lawyer at Voxya to get legal assistance from a professional and experienced lawyer. They will help you find answers to all your legal queries related to banking complaints.

Conclusion

Filing a bank complaint to RBI ensures that your concerns are heard and addressed appropriately. By following the outlined steps, you can navigate the complaint filing process smoothly and increase the chances of a satisfactory resolution. Remember to provide accurate and detailed information, maintain proper documentation, and be persistent in following up on your complaint.

Madhavbaug is a cardiac clinics & Heart Hospital in India that provides complete healthcare to fight against heart diseases, diabetes and obesity. If you are not satisfied with the services or products given by Madhavbaug, or if you think treatment provided well then you can can raise your voice to resolve complaints against Madhavbaug.

How to resolve complaints against Madhavbaug?

Using the following easy steps, a consumer can resolve consumer complaints against Madhavbaug easily.

1. Resolve Complaints Against Madhavbaug Complaints Via Customer care

Customer care and support teams are always ready to help consumers. If you are facing any issues or disputes with the services given by them, then you can raise your concern with the customer care team.

Madhavbaug Customer care number: Madhavbaug customer care phone number is +91 7738070019 (Mr. Abhishek Deshpande) for investor relations & grievance redressal. Mr. Abhishek Deshpande helps to resolve complaints against Madhavbaug. You can also dial 022 48933666 or +91 9595079808 to book an appointment.

Madhavbaug customer care email ID: You can write your dispute to the Madhavbaug customer care email ID at cs@madhavbaug.com.

The customer care team will help you to resolve Madhavbaug’s complaints easily.

2. Resolve Complaints Against Madhavbaug Via Social Media Channels

Social media is a very powerful platform for every company to build an online reputation. Contacting or addressing consumer complaints becomes easier using social media channels. You can connect with Madhavbaug’s team through social media channels:

Madhavbaug Twitter Page: https://twitter.com/madhav_baug

Madhavbaug Facebook Page: https://www.facebook.com/madhavbaug.heartcare/

Madhavbaug Linkedin Page: https://www.linkedin.com/in/dr-rohit-sane-b15b0217/

3. Resolve Complaints Against Madhavbaug Via Online Consumer Forum

Nowadays, an Online consumer forum has become the most popular platform to show your frustration against the company and get a resolution of your complaints. Consumer helpline, Jago Grahak Jago, Voxya, etc. are the most renowned consumer complaint platform that helps consumers to get justice against the injustice done by the company. You can file a complaint on these consumer complaint websites to get a solution to consumer complaints. If you want to take legal action against the company then Voxya is the best option for you.

Trusted by more than 1 Lac consumers across India. It helps consumers to get a replacement, refund and compensation from the company or the seller quickly.

How can I file a complaint against Madhavbaug at Voxya?

If you’re not happy with Madhavbaug, you can make a complaint right now:

• You can visit this page “File a Complaint” page and fill out the form.
• Select Madhavbaug and write your complaint according to your concern.
• Enter your personal information to create your account.
• Choose the best method for the redressal of your complaint.
• Submit your complaint.

However, before registering a complaint, you should

• Contact Madhavbaug customer service first;
• Keep a record of all emails and chats with customer service; and
• Gather documentation such as bills, payment receipts, and photographs to back up your claim.

How does Voxya help in resolving complaints against Madhavbaug?

Voxya helped thousands of customers to find a resolution. You can take the help of Voxya in raising your voice and get a resolution by utilizing our social, legal, and business network.

You can file consumer complaints very easily by going through the Voxya website. When your complaint is filed we will start a social media campaign and try to contact company officials via mail. This works because no one wants to show a bad image of their support. Also based on your choice we will draft and send professional legal notice to the company through registered post and it can prepare consumer case documents and help you in approaching consumer court.

If you are looking for a solution to the complaint then File Madhavbaug Complaints Now!

In today’s post, we will explore situations where both consumer and criminal courts have taken action against immigration consultants for fraudulent activities, cheating, and providing subpar services.

The Risks of Illegitimate Immigration Consultant Processes

If you have aspirations of settling abroad, it is imperative to pursue legitimate channels. My foremost advice to individuals is to avoid falling for shortcuts and dubious methods.

Remember, engaging in illegitimate practices is akin to gambling, and someone is bound to lose. Unfortunately, the odds are often stacked against you when dealing with immigration consultancies, companies, firms, visa agents, or settle abroad service providers. These entities frequently exploit unsuspecting individuals, charging exorbitant amounts over several months, only to claim that their applications were rejected.

Available Remedies For Immigration Consultant Fraud

When faced with such circumstances, you have a couple of options to address the issue.

1. Legal Notice: Giving a Final Warning

Initiating the legal process begins with sending a legal notice to the concerned party, offering them a final opportunity to rectify the complaint or dispute. This notice serves as a warning that legal action will be pursued if necessary.

You can file a complaint at Voxya, and a lawyer from their legal team will send a legal notice to the immigration consultant or company.

2. Consumer Court: Swift Resolutions

Opting for the consumer court is a preferred choice, as it minimizes the expenses associated with criminal proceedings while providing prompt attention to your complaint. Consumer courts are known for swiftly issuing notices and resolving disputes efficiently.

You can hire a lawyer for a consumer case, a lawyer will file a case in consumer court on your behalf and it will save time and effort.

3. Criminal Complaint: Seeking Legal Intervention

In certain cases, a criminal complaint might be necessary, especially when dealing with particularly deceptive or uncooperative individuals. Keep in mind that this route requires your presence at the police station during mediation attempts. If your instincts are reliable, moving forward with a criminal complaint might be the right course of action.

Registering a First Information Report (FIR) and pursuing the matter rigorously is vital. If initial attempts fail, don’t hesitate to reach out to professionals like us, experienced lawyers who will advocate for your rights.

We strive to ensure that justice is ultimately served, employing a comprehensive approach. This includes issuing a legal notice, pursuing a consumer case against immigration fraud, and, if necessary, lodging a criminal complaint against those who deceive individuals under the pretext of providing permanent residency or employment abroad.

Prevention is Key

Remember, prevention is always better than cure. Stay vigilant and adhere to established norms and guidelines. Before engaging with immigration agents, thoroughly assess their profiles, verifying whether they are registered or unregistered. Additionally, research their past track record, including any previous complaints or instances of misconduct reported by other clients or students.

By taking these precautionary measures, you can safeguard yourself against potential fraudulent activities and make informed decisions when pursuing your dream of settling abroad.

Know about the complaints of some Immigration Consultant Companies:

• Y-Axis Overseas Consultant
• Nationwide Immigration Services
• Rmr Immigration
• Kansas Immigration Services Private Limited
• Visa Avenue Immigration Consultant
• JVS Immigration Solutions Pvt Ltd
• Winny Immigration and Education Service Pvt Ltd
• Vantage Immigration Consultancy