Dhani app indiabull credit line app
- ECS return charges and wrong updation in cibil Open
I had taken a loan with Dhani credit line in August, ****, with following particulars:
Mobile number **********
Aadhar number ************
Loan amount *****.**
Monthly interest emi ***.** payable every *th of next month
Final amount of principal to be payable in September, ****.
ECS mandate was registered with ICICI bank the statement of which in PDF format is attached herewith I have following few issues which are serious enough to be escalated to our Respected Regulator of Banks.
*. The bank has signed an e mandate for *th of every month but never obeys the date for ECS deduction and neither does itr care the harm this causes to a genuine borrower's credit.
*. In the months of October and November, ****, they have failed at their end to deduct ECS and I had balance to service their * months EMI in both the months, but they did not mind to deduct. Instead after several days I noticed the fact and paid the dues on my own using Paytm. Now how honesty pays in such NBFC, my cibil report will evidence it clearly, the pdf of which is attached herewith. They have marked a ** days of delay making me handicapped to take a personal loan of * lakh even.
*. Now in January, **, still they have not followed guideline to deduct ECS, they deducted charges on several dates as ECS return charges, my dear lender, please elaborate to our honorable Regulator that if I have no balance to service EMI, how I am serving my ECS returns charges. I think that Mr. Gehlaut is having plentiful of losses in pockets, that even a single penny in my wallet and bank account has to be stolen, to fullfill that bucket of losses.
*. In a single month they have deducted more then **** rupees as ECS return charges in a ** days of time span, without debiting ECS.
Are you brand?
Are you Lawyer?
Apology letter from company
Replace / Fix problem
"I am very satisfied with voxya team. Voxya is doing great job for consumers. My complaint was resolved with top priority. Thanks once again voxya."
I emailed Chandan Barman, mobile number **********, my account was completely canceled on last **th February, but now when it is closed, I get a call and I am told that there is a transaction of Rs.*** from my account, although I do not know an...
Aug 31, 2022 by CHANDAN BARMAN
I had taken a loan from dhani. I was so tortured by it that i had lost so much money because of it for an amount which was not even *% of the amount i have lost. They still have an impact on my credit score even after several mails and phone ca...
Aug 31, 2022 by Nihal malik
I used Dhani Credit App for some time in last year, I did not found it suitable so I paid all the amount and closed it, but even after a year it is showing in my Credit history as unpaid which is affecting my CIBIL Score. I need Dhani to mark i...
Aug 20, 2022 by Dushyant Sharma
I DON'T HAVE ANY ACTIVE LOAN FROM DHANI BUT IN MY CREDIT REPORT THERE IS SHOWING AN ACTIVE LOAN FROM DHANI, DUE TO WHICH MY CREDIT SCORE IS NOT IMPROVING , I EVEN TRIED TO PAY THE LOAN WHICH WAS NOT MINE BUT THE DHANI CUSTOMER CARE SAYS THAT YO...
Aug 19, 2022 by SADDAM HUSSAIN
I have used Dhani for more than * years now. I have always cleared all my pending loans on time. But recently I got to know when I applied for a personal loan from a bank. They rejected my application saying that I have pending overdues showing...
Jul 08, 2022 by Mohammed Sarfaraz Shareef